Compare Car Insurance Providers in Charlottesville, VA 22901

Looking for affordable car insurance in Charlottesville, VA? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Charlottesville

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Bennington Elroy

Po Box 7606, Charlottesville, VA
Finance and Insurance

Lah Dee Dah Dee Home Day Care

622 7 1/2 St Sw, Charlottesville, VA
Health Care and Social Assistance

Happitime Preschool

1753 Browns Gap Turnpike, Charlottesville, VA
Health Care and Social Assistance

Just Like Home Daycare

811 Prospect Avenue, Charlottesville, VA
Health Care and Social Assistance

Savon Cleaning Service

, Charlottesville, VA
Other Services (except Public Administration)

White Sr B R

716 Rio Road West # D, Charlottesville, VA
Finance and Insurance

Bibb James

1305 Long St # 4, Charlottesville, VA
Finance and Insurance

Cac Automotive Inc

1295 Richmond Road, Charlottesville, VA
Retail Trade

Blue Ridge Heart & Vascular

300 Hickman Road # 202, Charlottesville, VA
Health Care and Social Assistance

Martha Jefferson Hospital

459 Locust Avenue, Charlottesville, VA

Carwash

, Charlottesville, VA
Other Services (except Public Administration)

Home Birth Midwife Service

205 Homestead Lane, Charlottesville, VA
Health Care and Social Assistance

Day Grooms Care

1205 Carlton Avenue, Charlottesville, VA
Health Care and Social Assistance

Class With Nicole

1322 Allister Green, Charlottesville, VA

Advanced Auto Parts

3479 Seminole Trail, Charlottesville, VA
Retail Trade

Albemarle Land Title Agency Inc

300 Preston Avenue # 203, Charlottesville, VA
Finance and Insurance

University Montessori School

1034 Reservoir Road, Charlottesville, VA
Health Care and Social Assistance

Molly Michie Preschool

717 Rugby Road, Charlottesville, VA
Health Care and Social Assistance

James River Financial Group

1807 Emmet St North # 6a, Charlottesville, VA
Finance and Insurance

Virgina Integrative Medicine

901 Preston Avenue # 402, Charlottesville, VA
Health Care and Social Assistance

First Settlement Title

204 Ridge St, Charlottesville, VA
Finance and Insurance

AAA Insurance

616 Albemarle Square, Charlottesville, VA
Finance and Insurance

Beard J Taylor

417 West Main St, Charlottesville, VA
Health Care and Social Assistance

Pro Build CO

1200 Stoney Ridge Road, Charlottesville, VA
Retail Trade

Full House Health Management LLC

1213 Agnese St, Charlottesville, VA
Finance and Insurance

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Charlottesville

Explore a variety of auto insurance coverage options offered by local agents and companies in Charlottesville:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Charlottesville, VA

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Charlottesville”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 22901”

  • “SR-22 insurance in VA”

  • “No down payment car insurance Charlottesville”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance VA”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Charlottesville”
“State required car insurance VA”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Charlottesville may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance VA”
“Insurance after DUI in Charlottesville”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Charlottesville”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Charlottesville”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Charlottesville, VA?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in VA.


Why Use This Auto Insurance Directory in Charlottesville?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Charlottesville area.


Compare Car Insurance Quotes in Charlottesville, VA Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Charlottesville. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.