Compare Car Insurance Providers in Charlottesville, VA 22901

Looking for affordable car insurance in Charlottesville, VA? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Charlottesville

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Delltax & Mortgage

801 West Main St # 202, Charlottesville, VA
Finance and Insurance

Lil Angels Daycare

207 Barnsdale Road, Charlottesville, VA
Health Care and Social Assistance

Nature S Child

3440 Seminole Trail, Charlottesville, VA
Health Care and Social Assistance

Earlyville Family Health Center

410 Albemarle Square, Charlottesville, VA
Professional, Scientific, and Technical Services

Magic Carpet Service

Po Box 6885, Charlottesville, VA
Construction

Storage Managment Co LLC

1501 Avon Street Extension, Charlottesville, VA
Other Services (except Public Administration)

Insurance Associates Of Va

3000 Berkmar Drive, Charlottesville, VA
Finance and Insurance

Life Solutions In A Minute

524 Caroline Avenue, Charlottesville, VA
Professional, Scientific, and Technical Services

Liberty Mutual

688 Berkmar Circle, Charlottesville, VA

Epsilon Group LLC

2000 Holiday Drive # 200, Charlottesville, VA
Health Care and Social Assistance

Pantops Auto Center

1389 Richmond Road, Charlottesville, VA
Retail Trade

Allstate Ralph King Pace

1859 Seminole Trl, Charlottesville, VA

Bill's Carpentry

350 Cedar Bluff Road, Charlottesville, VA
Construction

Burnley Moran School

1300 Long St, Charlottesville, VA
Health Care and Social Assistance

Garrison Kim

, Charlottesville, VA
Finance and Insurance

Insurance Doctor Agency

360 Pantops Center, Charlottesville, VA
Finance and Insurance

Millner Victor

215 Wayles Lane, Charlottesville, VA
Finance and Insurance

We Care Daycare For Kids LLC

1550 Seminole Trail, Charlottesville, VA
Health Care and Social Assistance

R & H Builders

1628 Crenshaw Court, Charlottesville, VA
Construction

Piedmont Insurance

304 East Jefferson St, Charlottesville, VA
Finance and Insurance

Little Blessings Nursery

904 Raymond Road, Charlottesville, VA
Health Care and Social Assistance

Judy S Day Care

1114 River Court Apartment A, Charlottesville, VA
Health Care and Social Assistance

Day Grooms Care

1205 Carlton Avenue, Charlottesville, VA
Health Care and Social Assistance

N E Carpenter

670 Chapel Hill Road, Charlottesville, VA
Construction

Shelton Family Day Care Home

610a 9th St Sw, Charlottesville, VA
Health Care and Social Assistance

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Charlottesville

Explore a variety of auto insurance coverage options offered by local agents and companies in Charlottesville:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Charlottesville, VA

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Charlottesville”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 22901”

  • “SR-22 insurance in VA”

  • “No down payment car insurance Charlottesville”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance VA”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Charlottesville”
“State required car insurance VA”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Charlottesville may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance VA”
“Insurance after DUI in Charlottesville”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Charlottesville”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Charlottesville”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Charlottesville, VA?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in VA.


Why Use This Auto Insurance Directory in Charlottesville?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Charlottesville area.


Compare Car Insurance Quotes in Charlottesville, VA Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Charlottesville. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.