Compare Car Insurance Providers in Charlottesville, VA 22901

Looking for affordable car insurance in Charlottesville, VA? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Charlottesville

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Mainn Kevin L

, Charlottesville, VA
Finance and Insurance

Codevelop

201 East Main St, Charlottesville, VA
Finance and Insurance

Caroline M Grassi

2200 Old Ivy Road, Charlottesville, VA
Professional, Scientific, and Technical Services

Rug Depot

2165 Seminole Trail, Charlottesville, VA
Administrative and Support and Waste Management and Remediation Services

Airport Auto Exchange LLC

3556 Seminole Trail, Charlottesville, VA
Retail Trade

Health Services Foundation

500 Ray C Hunt Drive, Charlottesville, VA
Finance and Insurance

Belleview Hand Wash & Wax

13133 Belleview Avenue, Charlottesville, VA
Other Services (except Public Administration)

Markley Jarrod

, Charlottesville, VA
Finance and Insurance

Step'by'step Child Care Center LLC

425 Rio Road East, Charlottesville, VA
Health Care and Social Assistance

Godine Nesbitt Mccabe

300 Preston Avenue # 410, Charlottesville, VA
Finance and Insurance

Affordable Windows

1309 Seminole Trail # B, Charlottesville, VA
Retail Trade

Merridale Pre School

1414 Old Brook Road, Charlottesville, VA
Health Care and Social Assistance

Weekday Wedding Company

501 East Jefferson St, Charlottesville, VA
Health Care and Social Assistance

Kieren S Daycare

617 Altavista Avenue, Charlottesville, VA
Health Care and Social Assistance

Delltax & Mortgage

801 West Main St # 202, Charlottesville, VA
Finance and Insurance

Albemarle County Pub Schools

401 Mcintire Road, Charlottesville, VA
Educational Services

Pauls Carpentry

925 Saint Clair Avenue, Charlottesville, VA
Construction

Specialty Cleaning

1132 East Market St, Charlottesville, VA

Lloyd's Hallmark

510 Carrsbrook Drive, Charlottesville, VA
Retail Trade

Uva Transitional Care Hosp

2965 Ivy Road, Charlottesville, VA
Health Care and Social Assistance

American Healthcare LLC

505 Rio Road West, Charlottesville, VA
Health Care and Social Assistance

Childress Agency

1425 Briarcliff Avenue, Charlottesville, VA
Finance and Insurance

A1 Steam Carpet Cleaners

, Charlottesville, VA
Administrative and Support and Waste Management and Remediation Services

Express Car Wash

995 Seminole Trail, Charlottesville, VA
Other Services (except Public Administration)

Lutheran Brotherhood

Route 29, Charlottesville, VA
Finance and Insurance

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Charlottesville

Explore a variety of auto insurance coverage options offered by local agents and companies in Charlottesville:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Charlottesville, VA

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Charlottesville”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 22901”

  • “SR-22 insurance in VA”

  • “No down payment car insurance Charlottesville”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance VA”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Charlottesville”
“State required car insurance VA”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Charlottesville may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance VA”
“Insurance after DUI in Charlottesville”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Charlottesville”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Charlottesville”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Charlottesville, VA?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in VA.


Why Use This Auto Insurance Directory in Charlottesville?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Charlottesville area.


Compare Car Insurance Quotes in Charlottesville, VA Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Charlottesville. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.