Compare Car Insurance Providers in Somerset, KY 42503

Looking for affordable car insurance in Somerset, KY? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Somerset

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Baptist Cardiology Somerset

349 Bogle St # B, Somerset, KY
Health Care and Social Assistance

Glass America

450 South Highway 27, Somerset, KY
Retail Trade

Advance Auto Parts

229 South Highway 27, Somerset, KY
Retail Trade

Hospice of Lake Cumberland

100 Parkway Drive, Somerset, KY
Health Care and Social Assistance

Autozone

1780 South Highway 27, Somerset, KY
Retail Trade

Lakeland Insurance Group

204 Bogle St, Somerset, KY
Finance and Insurance

Fastrack Auto Sales

361 Sugar Hill Road, Somerset, KY
Retail Trade

Little Bits Day Care

940 Horseshoe Drive, Somerset, KY
Health Care and Social Assistance

Grand Central Car Wash Inc

3125 South Highway 27, Somerset, KY
Other Services (except Public Administration)

Sturm Insurance

55 Oak Hill Road, Somerset, KY
Finance and Insurance

New York Life

240 Cold Spring Court, Somerset, KY
Finance and Insurance

Applied Behavrial Advancements

401 South Main St, Somerset, KY
Health Care and Social Assistance

Hands on Preschool & Daycare

2784 West Highway 80, Somerset, KY
Health Care and Social Assistance

Lifeline Health Care Of Southwest Florida Inc

600 Clifty St, Somerset, KY
Health Care and Social Assistance

Health Solutions Inc

65 Friendship Drive, Somerset, KY
Professional, Scientific, and Technical Services

Rick's Cars Etc

518 Monticello St, Somerset, KY
Retail Trade

Tucker Daphne

3765 South Highway 27 # 1, Somerset, KY
Finance and Insurance

Kacaky Somerset

180 Mercury Boulevard, Somerset, KY
Health Care and Social Assistance

Stewart & Tucker Insurance Agency

3765 S Hwy 27, Suite 1, Somerset, KY

Alan K Hatfield Inc Natio

290 Mckee Road, Somerset, KY
Finance and Insurance

Federated Insurance CO

, Somerset, KY
Finance and Insurance

Little Oaks Academy

2060 Oak Hill Road, Somerset, KY
Educational Services

Enterprise Rent-A-Car

2040 South Highway 27 # 14, Somerset, KY
Real Estate and Rental and Leasing

Karen's Kidz

168 East Somerset Church Road, Somerset, KY
Health Care and Social Assistance

Village Learning Center

38 Young Road, Somerset, KY
Other Services (except Public Administration)

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Somerset

Explore a variety of auto insurance coverage options offered by local agents and companies in Somerset:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Somerset, KY

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Somerset”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 42503”

  • “SR-22 insurance in KY”

  • “No down payment car insurance Somerset”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance KY”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Somerset”
“State required car insurance KY”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Somerset may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance KY”
“Insurance after DUI in Somerset”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Somerset”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Somerset”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Somerset, KY?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in KY.


Why Use This Auto Insurance Directory in Somerset?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Somerset area.


Compare Car Insurance Quotes in Somerset, KY Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Somerset. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.