Compare Car Insurance Providers in Owensboro, KY 42301

Looking for affordable car insurance in Owensboro, KY? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Owensboro

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Harmon Auto Glass

3990 Frederica St, Owensboro, KY
Retail Trade

Premier Sport Cards

2404 Cavalcade Drive, Owensboro, KY
Retail Trade

Tiny Tech Child Care Center

1901 Southeastern Parkway, Owensboro, KY
Health Care and Social Assistance

Harris Doc

2645 Frederica St # 100, Owensboro, KY
Finance and Insurance

Cruse Automotive Sales

1724 Cruse Drive, Owensboro, KY
Retail Trade

Worth Insurance Group

601 Carlton Drive, Owensboro, KY

Kidcentric Sports Limited Liability Company

111 West 3rd St, Owensboro, KY
Finance and Insurance

Van Meter Insurance

2009 Frederica St # A, Owensboro, KY
Finance and Insurance

Emmitte's Home Improvement

, Owensboro, KY
Construction

Gavin C Roberts Insurance LLC

6642 Kingston Drive, Owensboro, KY
Finance and Insurance

Clemons Custom Car Cleaning

2526 West 4th St, Owensboro, KY
Other Services (except Public Administration)

International Bbq Festival

221 Saint Ann St, Owensboro, KY
Arts, Entertainment, and Recreation

Fern Terra of Owensboro LLC

1415 West 1st St, Owensboro, KY
Health Care and Social Assistance

Madewell Mobile Power Wash

1613 Wrights Landing Road, Owensboro, KY
Other Services (except Public Administration)

Thomas Michael H Ins Agent

1645 West Parrish Avenue, Owensboro, KY
Finance and Insurance

Kentucky Farm Bureau Insurance

3036 West Parrish Avenue, Owensboro, KY
Finance and Insurance

Our Lady Of Lourdes Catholic Church

4005 Frederica St, Owensboro, KY
Health Care and Social Assistance

Anderson Charles

1925 Frederica St, Owensboro, KY
Finance and Insurance

Daycare For You LLC

819 East 9th St, Owensboro, KY
Health Care and Social Assistance

Kentucky Insurance CO

2120 Frederica St, Owensboro, KY
Finance and Insurance

Caretenders

2200 East Parrish Avenue Building East, Owensboro, KY
Health Care and Social Assistance

Wkatc

815 Triplett St, Owensboro, KY
Finance and Insurance

Met Life

526 Frederica St, Owensboro, KY
Finance and Insurance

Pit Stop Auto Sales

3070 Burlew Boulevard, Owensboro, KY
Retail Trade

Jim Edge Auto Sales

2300 Veach Road, Owensboro, KY
Retail Trade
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Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Owensboro

Explore a variety of auto insurance coverage options offered by local agents and companies in Owensboro:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Owensboro, KY

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Owensboro”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 42301”

  • “SR-22 insurance in KY”

  • “No down payment car insurance Owensboro”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance KY”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Owensboro”
“State required car insurance KY”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Owensboro may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance KY”
“Insurance after DUI in Owensboro”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Owensboro”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Owensboro”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Owensboro, KY?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in KY.


Why Use This Auto Insurance Directory in Owensboro?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Owensboro area.


Compare Car Insurance Quotes in Owensboro, KY Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Owensboro. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.