Compare Car Insurance Providers in Somerset, KY 42503

Looking for affordable car insurance in Somerset, KY? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Somerset

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Bennett's Carpets

605 Enterprise Drive, Somerset, KY
Manufacturing

Toohey Insurance

429 Dgen St, Somerset, KY
Finance and Insurance

Autozone

1780 South Highway 27, Somerset, KY
Retail Trade

Lifeline Homecare Inc

216 Poplar Avenue, Somerset, KY
Health Care and Social Assistance

Larry Van Hook Agency

95 Farm Bureau Drive, Somerset, KY
Finance and Insurance

Davis And Davis Insurance

144 Richie Lane, Somerset, KY
Finance and Insurance

The Huston Company Limited Liability Company

114 Waterford Way, Somerset, KY
Finance and Insurance

Hays Brother's Insurance

823 South Highway 27 # 3, Somerset, KY
Finance and Insurance

Monumental Life Insurance Company

120 Stone Crest Drive 2, Somerset, KY
Finance and Insurance

K Y Insurance

111 West Highway 80 # C, Somerset, KY
Finance and Insurance

Walgreens Infusion Service

83 Bogle Office Park Drive, Somerset, KY
Health Care and Social Assistance

Wee Can Autism And Behavioral Consultation Limited Liability Company

170 Prather Road, Somerset, KY
Health Care and Social Assistance

Hands on Preschool & Daycare

2784 West Highway 80, Somerset, KY
Health Care and Social Assistance

Memorial Education Center

222 Langdon St, Somerset, KY
Health Care and Social Assistance

Pulaski Insurance

262 Hope Way, Somerset, KY
Finance and Insurance

Bill Havens Steam Kraft

1588 Price Valley Road, Somerset, KY
Other Services (except Public Administration)

Anthem Insurance Companies Inc

124 Southport Drive, Somerset, KY
Finance and Insurance

Broadening Horizons Inc

176 Enterprise Drive # 3, Somerset, KY
Health Care and Social Assistance

Parrigin Carpet Installation

20 Haunted Cave Road, Somerset, KY
Construction

Toohey Insurance Service

104 South Central Avenue, Somerset, KY
Finance and Insurance

Kentucky Farm Bur Ins Don Hurt

313 West Mount Vernon St, Somerset, KY
Finance and Insurance

Health Solutions Inc

65 Friendship Drive, Somerset, KY
Professional, Scientific, and Technical Services

Donald W Moss Insurance

604 Ogden St # 201, Somerset, KY
Finance and Insurance

Monumental Life Insurance CO

120 Stone Crest Drive # 2, Somerset, KY
Finance and Insurance

Cundiff & CO Insurance Inc

525 Ogden St, Somerset, KY
Finance and Insurance

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Somerset

Explore a variety of auto insurance coverage options offered by local agents and companies in Somerset:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Somerset, KY

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Somerset”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 42503”

  • “SR-22 insurance in KY”

  • “No down payment car insurance Somerset”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance KY”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Somerset”
“State required car insurance KY”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Somerset may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance KY”
“Insurance after DUI in Somerset”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Somerset”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Somerset”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Somerset, KY?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in KY.


Why Use This Auto Insurance Directory in Somerset?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Somerset area.


Compare Car Insurance Quotes in Somerset, KY Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Somerset. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.