Find the Best Home Insurance Providers in Sweetwater, TN 37874

Searching for home insurance in Sweetwater, TN? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Sweetwater, TN

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Kyker Funeral Homes

113 W North Street, Sweetwater, TN

Anderson Sue

695 New Highway 68 # B, Sweetwater, TN
Finance and Insurance

Kellie Glory

209 Heuer St, Sweetwater, TN
Manufacturing

Greasie Trailer Court

340 Mahala Road, Sweetwater, TN
Real Estate and Rental and Leasing

Brackett Callie

675 New Highway 68 # D, Sweetwater, TN
Finance and Insurance

Intrepid USA Healthcare Service

414 Sweetwater Vonore Road, Sweetwater, TN
Health Care and Social Assistance

Home Health Care of East TN

717 New Highway 68, Sweetwater, TN
Health Care and Social Assistance

Heritage Insurance Agency

810 New Highway 68, Sweetwater, TN
Finance and Insurance

First Care Health Pllc

Archer South Family Pharmacy & T, Sweetwater, TN
Health Care and Social Assistance

Sweetwater Hospital Home Care

304 Church St, Sweetwater, TN
Health Care and Social Assistance

Thearp Linda

111 Walnut St West, Sweetwater, TN
Finance and Insurance

Quality of Life Home Care LLC

204 Railroad St, Sweetwater, TN
Health Care and Social Assistance

State Farm Insurance

695 New Highway 68 # B, Sweetwater, TN
Finance and Insurance

Valley Mobile Home Park

727 South Main St, Sweetwater, TN
Real Estate and Rental and Leasing

Heuer Insurance Inc

112 West North St, Sweetwater, TN
Finance and Insurance

Sweetwater Memory Chapel

1838 State Highway 11 North, Sweetwater, TN
Other Services (except Public Administration)

Valley Insurance Service

111 Walnut St West, Sweetwater, TN
Finance and Insurance

Farm Bureau of Monroe County

665 New Highway 68 # East, Sweetwater, TN
Other Services (except Public Administration)

Valley Mobile Home Park

735 South Main St, Sweetwater, TN
Real Estate and Rental and Leasing

Allstate Callie Brackett

675 New Highway 68 # D, Sweetwater, TN

Sweetwater Valley Convalescent

1302 Peachtree St, Sweetwater, TN
Health Care and Social Assistance

Burnette Mobile Homes

175 Belcher Road, Sweetwater, TN
Real Estate and Rental and Leasing

Southern Log Home Care

306 Rose Lane, Sweetwater, TN
Health Care and Social Assistance

State Farm Insurance

746 New Highway 68, Sweetwater, TN
Finance and Insurance

Stanton Exteriors

244 Eastanaula Road, Sweetwater, TN
Other Services (except Public Administration)
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Home Insurance Options in Sweetwater, TN

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Sweetwater

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Sweetwater”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance TN”
“Do landlords require renters insurance in Sweetwater?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 37874”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Sweetwater”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Sweetwater, TN

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 37874”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Sweetwater”

  • “Do I need flood insurance in TN?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Sweetwater?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Sweetwater?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Sweetwater, 37874, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Sweetwater?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in TN?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Sweetwater?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Sweetwater, TN

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.