Find the Best Home Insurance Providers in Lakewood, OH 44107

Searching for home insurance in Lakewood, OH? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Lakewood, OH

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Hanson Services Inc

17017 Madison Avenue, Lakewood, OH

Westerly Apartments

14300 Detroit Avenue, Lakewood, OH
Health Care and Social Assistance

Juris Agency

14805 Detroit Avenue # 535, Lakewood, OH
Finance and Insurance

Scerba Funeral Home

13430 Madison Avenue, Lakewood, OH
Other Services (except Public Administration)

Madison Avenue Financial

13324 Madison Avenue, Lakewood, OH
Finance and Insurance

West Shore Insurance Agency

13215 Detroit Avenue, Lakewood, OH
Finance and Insurance

First Choice Home Health-Ohio

1457 West 117th St, Lakewood, OH
Health Care and Social Assistance

Better Solutions Enterprises

14508 Madison Avenue, Lakewood, OH
Finance and Insurance

Connections in Ohio Inc

12611 Madison Avenue, Lakewood, OH
Health Care and Social Assistance

Grad Gary

12700 Lake Avenue, Lakewood, OH
Finance and Insurance

Nickels & Andrade Funeral Home

14500 Madison Avenue, Lakewood, OH
Other Services (except Public Administration)

L Maddox Insurance

12905 Plover St, Lakewood, OH
Finance and Insurance

Alten Michael N

14133 Detroit Avenue, Lakewood, OH
Other Services (except Public Administration)

Home Sweet Home

14633 Lake Avenue, Lakewood, OH
Construction

Griswold Home Care

Po Box 335, Lakewood, OH
Health Care and Social Assistance

Tighes Ins Agency Inc

, Lakewood, OH
Finance and Insurance

River Home Comfort

13611 Detroit Avenue, Lakewood, OH
Health Care and Social Assistance

Jack J Stanton Insurance Inc

18615 Detroit Avenue # 101, Lakewood, OH
Finance and Insurance

Generations Care Hs

13607 Detroit Avenue, Lakewood, OH
Health Care and Social Assistance

Robert Myers Insurance Agency, LLC

15707 Detroit Ave Ste 216, Lakewood, OH

R.M.I Insurance Lakewood

15707 Detroit Ave Suite 216, Lakewood, OH

Jarrell Insurance Agency

14650 Detroit Avenue # 100, Lakewood, OH
Finance and Insurance

Mc Gorray-Hanna Funeral Home

14133 Detroit Avenue, Lakewood, OH
Other Services (except Public Administration)

Carl Stephen Insurance Assoc

14805 Detroit Avenue, Lakewood, OH
Finance and Insurance

State Farm Insurance

16815 Madison Avenue, Lakewood, OH


Home Insurance Options in Lakewood, OH

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Lakewood

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Lakewood”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance OH”
“Do landlords require renters insurance in Lakewood?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 44107”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Lakewood”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Lakewood, OH

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 44107”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Lakewood”

  • “Do I need flood insurance in OH?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Lakewood?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Lakewood?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Lakewood, 44107, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Lakewood?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in OH?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Lakewood?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Lakewood, OH

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.