Find the Best Home Insurance Providers in Santa Clara, CA 95051

Searching for home insurance in Santa Clara, CA? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Santa Clara, CA

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Imani Insurance

4675 Stevens Creek Boulevard, Santa Clara, CA
Finance and Insurance

Aaa Ncnu Club

2615 Keystone Avenue, Santa Clara, CA
Finance and Insurance

W Park Jin Insurance Agency

2998 El Camino Real, Santa Clara, CA
Finance and Insurance

Best Connections Ins & Mktng

3282 El Camino Real, Santa Clara, CA
Finance and Insurance

Farmers Insurance

4675 Stevens Creek Blvd, Suite 245, Santa Clara, CA

Winchester Insurance Agency Inc

1885 De La Cruz Boulevard # 100, Santa Clara, CA
Finance and Insurance

Q & A Insurance Marketing Inc

400 Reed St, Santa Clara, CA
Finance and Insurance

Bob Hagen Insurance

3080 Olcott St # 110d, Santa Clara, CA
Finance and Insurance

Matrix Insurance Agency

4655 Old Ironsides Dr. Suite 490-M, Santa Clara, CA

Futurewei Technologies

, Santa Clara, CA
Finance and Insurance

Sehgal Preeti

4633 Old Ironsides Drive # 250, Santa Clara, CA
Finance and Insurance

Professional Home Health Agency

3140 De La Cruz Boulevard, Santa Clara, CA
Health Care and Social Assistance

Hon Hai Precision Industry Co Ltd

1688 Richard Avenue, Santa Clara, CA
Wholesale Trade

Doma Estates

3600 Flora Vista Avenue, Santa Clara, CA
Real Estate and Rental and Leasing

S & G Gramby

52 Harold Avenue, Santa Clara, CA
Finance and Insurance

Doron Ins

120 Saratoga Avenue, Santa Clara, CA
Finance and Insurance

North American Title Company Inc

475 El Camino Real, Santa Clara, CA
Finance and Insurance

Juntado Leila

4677 Old Ironsides Drive # 445, Santa Clara, CA
Finance and Insurance

Kim John

2383 Pruneridge Avenue # 5, Santa Clara, CA
Finance and Insurance

Biztro Inc

2500 Augustine Drive # 100, Santa Clara, CA
Non Classified

Nguyen Tram

4675 Stevens Creek Boulevard, Santa Clara, CA
Finance and Insurance

Sway-A-Way Inc

3330 Victor Court, Santa Clara, CA
Wholesale Trade

Matrix Group Insurance Agency

4655 Old Ironsides Drive
Suite 490, Santa Clara, CA

Be Well Insurance Solutions

1555 Homestead Road, Santa Clara, CA
Finance and Insurance

Axon Services Inc

, Santa Clara, CA
Finance and Insurance
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Home Insurance Options in Santa Clara, CA

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Santa Clara

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Santa Clara”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance CA”
“Do landlords require renters insurance in Santa Clara?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 95051”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Santa Clara”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Santa Clara, CA

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 95051”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Santa Clara”

  • “Do I need flood insurance in CA?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Santa Clara?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Santa Clara?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Santa Clara, 95051, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Santa Clara?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in CA?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Santa Clara?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Santa Clara, CA

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.