Find the Best Home Insurance Providers in San Rafael, CA 94901

Searching for home insurance in San Rafael, CA? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in San Rafael, CA

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Gentle Care Agency

4340 Redwood Highway # 155, San Rafael, CA
Health Care and Social Assistance

State Farm Insurance

705 Mission Avenue, San Rafael, CA
Finance and Insurance

Consolidated Special Risk Mgrs

77 Mark Drive # 26, San Rafael, CA
Finance and Insurance

Ben Ross Insurance Service

Po Box 4266, San Rafael, CA
Finance and Insurance

Workers Compensation Insurance

400 Smith Ranch Road, San Rafael, CA
Finance and Insurance

Tim Long-State Farm Ins

880 Las Gallinas Avenue # 3, San Rafael, CA
Finance and Insurance

Kraft Insurance Brokerage

4340 Redwood Highway # 142, San Rafael, CA
Finance and Insurance

Minto & Wilkie Insurance

1235 4th St, San Rafael, CA
Finance and Insurance

Marin Home Advisor Com

902 Irwin St, San Rafael, CA
Finance and Insurance

Wise Insurance Agency

2 California Avenue, San Rafael, CA
Finance and Insurance

State Farm Insurance

25 Mitchell Boulevard # 4, San Rafael, CA
Finance and Insurance

Claire Bal

25 Mitchell Boulevard # 4, San Rafael, CA
Finance and Insurance

Agency Lifehouse

593 Montecillo Road, San Rafael, CA
Non Classified

Jack G Nixon Clu

301 Locust Avenue, San Rafael, CA
Finance and Insurance

Stewart Title CO

700 Irwin St # 203, San Rafael, CA
Professional, Scientific, and Technical Services

Carolina Contreras Rynda Ins

125 Bellam Boulevard, San Rafael, CA
Finance and Insurance

Harmony House LLC

233 West End Avenue, San Rafael, CA
Health Care and Social Assistance

Robert C Placak & Assoc

790 Mission Avenue, San Rafael, CA
Finance and Insurance

TermInsuranceServices.com

700 Las Colindas Road, San Rafael, CA

Hobbson Insurance

27 Hacienda Court, San Rafael, CA
Finance and Insurance

James R Betts

4286 Redwood Highway, San Rafael, CA
Finance and Insurance

Total Health Solutions

Po Box 9352, San Rafael, CA
Finance and Insurance

Miracle Hands

1564 Lincoln Ave, San Rafael, CA
Unknown

Debra Downs Insurance Inc

77 Mark Drive # 18, San Rafael, CA
Finance and Insurance

Sarni Terry

8 Pheasant Court, San Rafael, CA
Finance and Insurance


Home Insurance Options in San Rafael, CA

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in San Rafael

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in San Rafael”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance CA”
“Do landlords require renters insurance in San Rafael?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 94901”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance San Rafael”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in San Rafael, CA

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 94901”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in San Rafael”

  • “Do I need flood insurance in CA?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in San Rafael?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for San Rafael?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for San Rafael, 94901, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in San Rafael?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in CA?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in San Rafael?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in San Rafael, CA

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.