Find the Best Home Insurance Providers in Oxnard, CA 93033

Searching for home insurance in Oxnard, CA? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Oxnard, CA

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

State Farm Insurance

1701 Pacific Avenue # 180, Oxnard, CA
Finance and Insurance

Roseville Care Home

4200 San Simeon Drive, Oxnard, CA
Health Care and Social Assistance

Owens John C

300 East Esplanade Drive, Oxnard, CA
Finance and Insurance

M G Family Home

814 East Dollie St, Oxnard, CA
Health Care and Social Assistance

Unemployment Insurance Appeals Board California

2220 East Gonzales Road # 100, Oxnard, CA
Public Administration

Funeraria Del Angel Conrad

401 West Channel Islands Boulevard, Oxnard, CA
Other Services (except Public Administration)

Sabedra Vocatonal Service

500 East Esplanade Drive, Oxnard, CA
Finance and Insurance

Forrest Johns-Allstate Agent

750 West Gonzales Road # 180, Oxnard, CA
Finance and Insurance

State Farm Insurance

1555 West 5th St # 250, Oxnard, CA
Finance and Insurance

Kim Young Insurance

433 North A St, Oxnard, CA
Finance and Insurance

All-Budget Insurance Agency LLC

1111 Saviers Road, Oxnard, CA
Finance and Insurance

Maribel Carino Pampered Chef

1042 Olivia Drive, Oxnard, CA
Retail Trade

J Hernandez & Company Inc

3500 Camino Avenue # 200, Oxnard, CA
Finance and Insurance

Daniels Construction

5301 Reef Way, Oxnard, CA
Construction

pba

1937 S Victoria Ave, Oxnard, CA

Colony At Mandalay Beach-Hoa

2101 Vina Del Mar, Oxnard, CA
Administrative and Support and Waste Management and Remediation Services

Farmers Insurance

3575 Saviers Road, Oxnard, CA
Finance and Insurance

Vega Jorge

338 South 5th St, Oxnard, CA
Finance and Insurance

James A Reardon Mortuary

401 West Channel Islands Boulevard, Oxnard, CA
Other Services (except Public Administration)

Ronald Moreno

1210 Astoria Place, Oxnard, CA
Finance and Insurance

Keller Cms

300 Montgomery Avenue, Oxnard, CA
Real Estate and Rental and Leasing

Fred Loya Insurance

3089 Kelp Lane, Oxnard, CA
Finance and Insurance

Clements Matt & Assoc

300 West Esplanade Drive, Oxnard, CA
Finance and Insurance

Infinity Auto Insurance

161 East Ventura Boulevard, Oxnard, CA
Finance and Insurance

Vallarta Insurance

2696 South Ventura Road, Oxnard, CA
Finance and Insurance


Home Insurance Options in Oxnard, CA

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Oxnard

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Oxnard”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance CA”
“Do landlords require renters insurance in Oxnard?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 93033”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Oxnard”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Oxnard, CA

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 93033”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Oxnard”

  • “Do I need flood insurance in CA?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Oxnard?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Oxnard?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Oxnard, 93033, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Oxnard?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in CA?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Oxnard?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Oxnard, CA

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.