Find the Best Home Insurance Providers in Oakland, CA 94601

Searching for home insurance in Oakland, CA? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Oakland, CA

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Re-Formers Inc

, Oakland, CA

Bill Lee John

1122 Winsor Avenue, Oakland, CA
Finance and Insurance

Old Republic Title CO

1901 Harrison St, Oakland, CA
Professional, Scientific, and Technical Services

Flexible Manufacturing

9800 International Boulevard, Oakland, CA
Retail Trade

Larry Sneed-State Farm Ins

11881 Skyline Boulevard # C, Oakland, CA
Finance and Insurance

Richard Freeman Insurance Services

3410 Lakeshore Avenue, Oakland, CA
Finance and Insurance

Fidelity National Title

6200 La Salle Avenue, Oakland, CA
Professional, Scientific, and Technical Services

Strahan Insurance Service

5940 College Avenue # A, Oakland, CA
Finance and Insurance

Steel Wool Games LLC

255 4th St # 401, Oakland, CA
Information

Laluz Enterprises

574 Rosal Avenue, Oakland, CA
Finance and Insurance

M T Insurance Service

545 International Boulevard # 204, Oakland, CA
Finance and Insurance

Farmers Insurance

4267 Masterson St, Oakland, CA
Finance and Insurance

Alameda Associates Two

11 Marvin Court, Oakland, CA
Finance and Insurance

Williams Bean Agency

4180 Park Boulevard, Oakland, CA
Finance and Insurance

Hensley Harold

, Oakland, CA
Health Care and Social Assistance

National Auto Parts

6201 Coliseum Way # G, Oakland, CA
Wholesale Trade

Home Care Solutions Inc

3640 Grand Avenue, Oakland, CA
Health Care and Social Assistance

Marsh Executive Benefits Inc

3 Embarkadero Center, Oakland, CA
Finance and Insurance

Hicap

1970 Broadway, Oakland, CA
Finance and Insurance

Smith Keith Agent Of Aflac

7700 Edgewater Drive # 150, Oakland, CA
Finance and Insurance

Maybelle Commons Homeowners' Association

3693 Maybelle Avenue, Oakland, CA
Other Services (except Public Administration)

Blackstone Daniel L

8 Commercial Boulevard, Oakland, CA
Finance and Insurance

Crawford's Trailer Park

1545 105th Avenue, Oakland, CA
Real Estate and Rental and Leasing

Morgan Tire & Auto LLC

1800 Park Boulevard, Oakland, CA
Retail Trade

Charitys Residence I

2933 Monterey Boulevard, Oakland, CA
Health Care and Social Assistance


Home Insurance Options in Oakland, CA

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Oakland

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Oakland”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance CA”
“Do landlords require renters insurance in Oakland?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 94601”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Oakland”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Oakland, CA

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 94601”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Oakland”

  • “Do I need flood insurance in CA?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Oakland?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Oakland?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Oakland, 94601, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Oakland?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in CA?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Oakland?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Oakland, CA

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.