Find the Best Home Insurance Providers in Hermosa Beach, CA 90254

Searching for home insurance in Hermosa Beach, CA? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Hermosa Beach, CA

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Berger Kevin

2200 Pacific Coast Highway # 306, Hermosa Beach, CA
Finance and Insurance

Kelley Insurance Service

1001 Hermosa Avenue # 201, Hermosa Beach, CA
Finance and Insurance

Patricia Potter Insurance Agency

2401 Pcf Cast Highway # 206, Hermosa Beach, CA
Finance and Insurance

FETCH! Pet Care of South Bay Los Angeles

703 Pier Avenue #B 197, Hermosa Beach, CA

Michael Herman Allstate Agency

1100 Pacific Coast Highway D, Hermosa Beach, CA
Finance and Insurance

Bernhard Hoehle Insurance Agency Incorporated

2200 Pcf Cast Highway # 210, Hermosa Beach, CA
Finance and Insurance

8th Street Townhomes Assn

516 8th St, Hermosa Beach, CA
Other Services (except Public Administration)

LIRA, ALFONSO INSURANCE SOLUTIONS

, Hermosa Beach, CA

Kinter Buchanan Insurance

703 Pier Avenue # B653, Hermosa Beach, CA

First of Omaha Merchant

, Hermosa Beach, CA
Finance and Insurance

Aicher Insurance

1255 Prospect Avenue, Hermosa Beach, CA
Finance and Insurance

Hermosa Villas Homeowners

740 Hermosa Avenue, Hermosa Beach, CA
Other Services (except Public Administration)

Hartford Life Inc

2200 Pacific Coast Highway, Hermosa Beach, CA
Finance and Insurance

National Core Network LLC

934 Hermosa Avenue, Hermosa Beach, CA
Finance and Insurance

Marineland Mobile Homes

531 Pier Avenue Space 3, Hermosa Beach, CA
Construction

James Ferrell

1200 Pcf Cast Highway # 104, Hermosa Beach, CA
Finance and Insurance

Carol Robinson State Farm Insurance

2615 Pacific Coast Hwy Suite 221, Hermosa Beach, CA

New Empire Entertainment

, Hermosa Beach, CA
Finance and Insurance

Tom C Pickard & CO Inc

820 Pacific Coast Highway, Hermosa Beach, CA
Finance and Insurance

Butler Donna

2200 Pacific Coast Highway # 103, Hermosa Beach, CA
Finance and Insurance

Around The Clock Home Services, LLC.

2131 Monterey Boulevard, Hermosa Beach, CA

Hodges Brad

111 Pier Avenue, Hermosa Beach, CA
Finance and Insurance

Steven Firestone

2610 Manhattan Avenue, Hermosa Beach, CA
Retail Trade

Karas Mike

2401 Pacific Coast Highway # 201, Hermosa Beach, CA
Finance and Insurance

Beach Coast Insurance & Fncl

215 Pier Avenue, Hermosa Beach, CA
Finance and Insurance


Home Insurance Options in Hermosa Beach, CA

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Hermosa Beach

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Hermosa Beach”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance CA”
“Do landlords require renters insurance in Hermosa Beach?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 90254”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Hermosa Beach”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Hermosa Beach, CA

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 90254”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Hermosa Beach”

  • “Do I need flood insurance in CA?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Hermosa Beach?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Hermosa Beach?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Hermosa Beach, 90254, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Hermosa Beach?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in CA?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Hermosa Beach?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Hermosa Beach, CA

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.