Compare Car Insurance Providers in Owensboro, KY 42301

Looking for affordable car insurance in Owensboro, KY? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Owensboro

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

United America Insurance Service

, Owensboro, KY
Finance and Insurance

Love Michelle

2100 Frederica St, Owensboro, KY
Finance and Insurance

Extreme Carpet Cleaning

130 Salem Drive, Owensboro, KY
Administrative and Support and Waste Management and Remediation Services

Buena Vista Christian Learning

119 West 24th St, Owensboro, KY
Health Care and Social Assistance

Bradley & Bradley Ins Agcy LLC

722 Breckenridge St, Owensboro, KY
Finance and Insurance

Tony's Golf Carts & Parts

7251 Hobbs Road, Owensboro, KY
Retail Trade

Western Kentucky Home Care LLC

920 Frederica St # 205b, Owensboro, KY
Health Care and Social Assistance

Farm Bureau Insurance Daviess County

2645 Frederica St, Owensboro, KY
Finance and Insurance

Freeman Insurance Group

600 Park Plaza Drive Room 2, Owensboro, KY
Finance and Insurance

John L Wood Kfb Inc

3062 West Parrish Avenue, Owensboro, KY
Finance and Insurance

Holland Lynn

2100 Frederica St, Owensboro, KY
Finance and Insurance

Cardiovascular And Thoracic Surgery Associates P S C

1930 East Parrish Avenue, Owensboro, KY
Health Care and Social Assistance

Shelter Insurance

227 Saint Ann St # 101, Owensboro, KY
Finance and Insurance

State Farm Insurance

3101 Alvey Park Drive East # B, Owensboro, KY
Finance and Insurance

Met Life

526 Frederica St, Owensboro, KY
Finance and Insurance

Jet-Steam Carpet & Upholstery

5300 Jones Road, Owensboro, KY
Administrative and Support and Waste Management and Remediation Services

Compassionate Care

1501 Breckenridge St, Owensboro, KY
Health Care and Social Assistance

First Steps Point of Entry

1600 Breckenridge St, Owensboro, KY
Non Classified

Child Care Resource & Referral

1800 West 4th St, Owensboro, KY
Health Care and Social Assistance

John Worth Inc

601 Carlton Drive, Owensboro, KY
Finance and Insurance

Estes Family Resource Ccc

1675 Leitchfield Road, Owensboro, KY
Health Care and Social Assistance

Bob Manion

107 East 18th St, Owensboro, KY
Finance and Insurance

Boswell David

3329 Wathens Crossing, Owensboro, KY
Finance and Insurance

Kentucky Farm Bureau Insurance

2645 Frederica St # 100, Owensboro, KY
Finance and Insurance

Pit Stop Auto Sales

3070 Burlew Boulevard, Owensboro, KY
Retail Trade

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Owensboro

Explore a variety of auto insurance coverage options offered by local agents and companies in Owensboro:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Owensboro, KY

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Owensboro”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 42301”

  • “SR-22 insurance in KY”

  • “No down payment car insurance Owensboro”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance KY”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Owensboro”
“State required car insurance KY”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Owensboro may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance KY”
“Insurance after DUI in Owensboro”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Owensboro”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Owensboro”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Owensboro, KY?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in KY.


Why Use This Auto Insurance Directory in Owensboro?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Owensboro area.


Compare Car Insurance Quotes in Owensboro, KY Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Owensboro. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.