Top Life Insurance Agents & Companies in Watertown, NY 13601

Looking for life insurance in Watertown, NY? This page is a neutral, organized directory of local agents, brokers, and providers offering various life insurance policies — from term and whole life coverage to final expense, mortgage protection, and income replacement plans. Whether you’re buying life insurance for the first time, looking to compare quotes, or updating an existing policy, this local guide helps you explore trusted providers in your area.


Best Life Insurance Services in Watertown

Looking for reliable life insurance in {City}? These top-rated providers are recognized for their financial stability, customizable policies, and strong customer support—helping you protect your family's future with confidence.

Relph Benefit Advisors

22113 Fabco Road, Watertown, NY
Finance and Insurance

Black River Regulating Dist

317 Washington St # 14, Watertown, NY
Public Administration

Colonial Life

800 Starbuck Avenue, Watertown, NY
Finance and Insurance

Nancy Moore Agency

18987 US Route 11, Watertown, NY

Dunn & Countryman Agency

22178 Us Route 11, Watertown, NY
Finance and Insurance

Bel Associates Ltd

1717 State St # 1, Watertown, NY
Finance and Insurance

Hartford Fire Insurance Company

171 Clinton St, Watertown, NY
Finance and Insurance

W B Payne Company Inc

10 Empsalle Plaza, Watertown, NY
Finance and Insurance

Oldsville Agency

405 Arsenal St # 1, Watertown, NY
Finance and Insurance

Mccabe Nancy L

18849 Outer Washington St, Watertown, NY
Finance and Insurance

Environmental Conservation Office

317 Washington St # 7, Watertown, NY
Public Administration

North Country Insurance Company

21170 New York State, Watertown, NY
Finance and Insurance

Mc Evoy Insurance

1613 State St, Watertown, NY
Finance and Insurance

Leatherstocking Agency Inc

17481 Us Route 11, Watertown, NY
Finance and Insurance

Peters Lou

1717 State St # 1, Watertown, NY
Finance and Insurance

Syracuse Insurance Agency Inc.

40 Public Square, Watertown, NY 13601
Downtown Watertown, Watertown, NY

Harleysville Insurance CO-NY

215 Washington St # 3, Watertown, NY
Finance and Insurance

Gladle & Assoc LLC

216 Washington St # 205, Watertown, NY
Finance and Insurance

Allstate Jerry Pleskach

1623 State St, Watertown, NY

Geico Insurance

1063 Arsenal Street, Watertown, NY

Duffany Insurance

19204 Us Route 11, Watertown, NY
Finance and Insurance

Gould Robert L

200 Washington St # 202, Watertown, NY
Finance and Insurance

Insurance Alternative Brokers

26 M Empsall Plaza, Watertown, NY
Finance and Insurance

Yelle Steve

200 Washington St # 202, Watertown, NY
Finance and Insurance

Barnard Jeffrey

215 Washington St # 118, Watertown, NY
Finance and Insurance

Disclaimer: This is an independent directory. We do not verify, endorse, or recommend any individual or business listed. Users should do their own research before making any insurance decisions.


Find Life Insurance Services in Watertown

Many life insurance professionals and agencies in Watertown may offer services including:

  • Term Life Insurance

  • Whole Life Insurance

  • Universal Life Insurance

  • Final Expense Insurance (Burial Insurance)

  • No-Medical-Exam Policies

  • Guaranteed Issue Life Insurance

  • Life Insurance for Seniors

  • Life Insurance with Living Benefits

  • Group & Employer-Based Life Coverage

  • Life Insurance for Business Owners


What People in Watertown, NY Commonly Search For

This directory was designed based on real local search terms and common user needs:

  • “Best life insurance agents in Watertown”

  • “Affordable term life insurance quotes”

  • “No exam life insurance near me”

  • “Life insurance for seniors over 60”

  • “Compare life insurance companies in 13601”

  • “Whole life insurance plans for families”

We help match your search with a broad range of local and national providers that may serve your needs.


Types of Life Insurance Available in Watertown

Term Life Insurance

Offers affordable coverage for a fixed term — typically 10, 20, or 30 years. It’s a popular option for young families and new homeowners.

Typical search phrases:

  • “Cheap term life insurance Watertown”

  • “Best 20-year term policies near me”

Whole Life Insurance

Provides permanent coverage with cash value accumulation. Premiums are fixed and policies last for life, offering both protection and a savings component.

Common search queries:

  • “Whole life insurance for children and adults”

  • “Life insurance with cash value in NY”

Final Expense & Burial Insurance

Designed for seniors or those planning end-of-life expenses. These smaller policies cover funeral costs, medical bills, and debts.

Search phrases include:

  • “Final expense insurance in Watertown”

  • “Burial life insurance for seniors”

Universal & Indexed Universal Life

Offers flexible premiums, adjustable death benefits, and the potential for cash value growth linked to market indexes.

Search terms:

  • “Flexible universal life insurance plans”

  • “Indexed universal life agent near me”


Questions to Ask Before Buying Life Insurance

  • What kind of policy fits my needs — term, whole, or universal?

  • What’s the monthly premium and death benefit amount?

  • Does the policy require a medical exam?

  • Are there riders for disability, chronic illness, or accidental death?

  • How is the cash value component structured (if applicable)?

  • Can I convert my term policy to permanent later?

Use this page to locate local insurance agents in Watertown who can explain policy features and help you compare quotes from top carriers.


Why Use This Directory to Find Life Insurance in Watertown, NY?

  • Neutral & Unbiased Listings: We don't sponsor or promote any particular agent or company.

  • Built for Local Search Intent: We optimize listings to match the way users search for life insurance.

  • Comprehensive Coverage: Includes independent agents, national carriers, and local brokers.

  • Quick Access: Contact agents directly with no logins or paywalls.

Whether you're buying a new policy, reviewing your existing coverage, or exploring options for estate planning, this directory gives you a streamlined view of life insurance providers in Watertown, NY.


Start Comparing Life Insurance Quotes in Watertown, NY Today

Life insurance is a financial safety net for your loved ones. Explore local agencies and brokers in Watertown who can help you choose the right policy based on your age, family size, income, health status, and long-term goals. Use the listings below to begin comparing your options today.