Find the Best Home Insurance Providers in Wichita Falls, TX 76308

Searching for home insurance in Wichita Falls, TX? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Wichita Falls, TX

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Allstate Insurance Agency

701 Lamar St, Wichita Falls, TX
Finance and Insurance

Perkins-Prothro Healthcare Center

4600 Taft Boulevard, Wichita Falls, TX
Health Care and Social Assistance

Certessentials LLC

701 Lamar St, Wichita Falls, TX
Finance and Insurance

Ron Hardin Insurance

3504 Copperas Cove, Wichita Falls, TX
Finance and Insurance

City Of Wichita Falls Employee Benefit Trust

1300 7th St, Wichita Falls, TX
Finance and Insurance

Morris Stone State Farm Ins

2106 9th St, Wichita Falls, TX
Finance and Insurance

Gamma Group

812 9th St, Wichita Falls, TX
Finance and Insurance

Michael Ernest Daniels

2111 Harvard Avenue, Wichita Falls, TX
Finance and Insurance

Bill A Cope Insurance

2824 Elmwood Avenue # 4, Wichita Falls, TX
Finance and Insurance

Fidelity American Life Insurance Co

1901 10th St, Wichita Falls, TX
Finance and Insurance

Titan Auto Insurance

3115 Kemp Boulevard, Wichita Falls, TX
Finance and Insurance

State Farm Insurance

3907 Kell Boulevard # A, Wichita Falls, TX
Finance and Insurance

Farmers Insurance Group Melissa Mcdonald

17 Basswood Drive, Wichita Falls, TX
Finance and Insurance

An American Insurance

1712 Kemp Boulevard, Wichita Falls, TX
Finance and Insurance

Modern Woodmen Amer Life Ins

2106 9th St, Wichita Falls, TX
Finance and Insurance

Crews Insurance & Financial

2010 Granada Drive, Wichita Falls, TX
Finance and Insurance

Falls Home Health Service Inc

1401 Holliday St # 216, Wichita Falls, TX
Health Care and Social Assistance

Care Partners Community Care

1106 Travis St # 110, Wichita Falls, TX
Health Care and Social Assistance

Inman Mark

1401 Kemp Boulevard, Wichita Falls, TX
Finance and Insurance

Senior Benefits Of Texas Inc

3711 Maplewood Avenue, Wichita Falls, TX
Finance and Insurance

Van Louis

3907 Kell Boulevard # A, Wichita Falls, TX
Finance and Insurance

Washington's Enterprises

2011 Brown St, Wichita Falls, TX
Manufacturing

Alia Sanchez Insurance

705 8th St, Wichita Falls, TX
Finance and Insurance

Stone Morris

2106 9th St, Wichita Falls, TX
Finance and Insurance

University Park Manor

4511 Coronado Avenue, Wichita Falls, TX
Health Care and Social Assistance


Home Insurance Options in Wichita Falls, TX

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Wichita Falls

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Wichita Falls”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance TX”
“Do landlords require renters insurance in Wichita Falls?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 76308”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Wichita Falls”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Wichita Falls, TX

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 76308”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Wichita Falls”

  • “Do I need flood insurance in TX?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Wichita Falls?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Wichita Falls?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Wichita Falls, 76308, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Wichita Falls?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in TX?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Wichita Falls?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Wichita Falls, TX

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.