Find the Best Home Insurance Providers in Erie, PA 16509

Searching for home insurance in Erie, PA? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Erie, PA

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Orlando James J

728 West 9th St, Erie, PA
Other Services (except Public Administration)

Wesleyville Mobile Park

3204 Ventoura Drive, Erie, PA
Manufacturing

Carl A Slomski & Son Funeral

2101 Ash St, Erie, PA
Other Services (except Public Administration)

Mcgrath Michael

230 West 6th St, Erie, PA
Finance and Insurance

Christian G Kramer Funeral

211 Lincoln Avenue, Erie, PA
Other Services (except Public Administration)

Citizens Bank

2501 West 12th St # A3, Erie, PA
Finance and Insurance

Strong Mobile Homes

3502 West 12th St, Erie, PA
Manufacturing

Home & Garden Party

603 Hardscrabble Boulevard, Erie, PA
Retail Trade

Upmc Health Plan

109 Boston Store Place, Erie, PA
Finance and Insurance

Consolidated Marine Services

2627 Auburn St, Erie, PA
Finance and Insurance

Beneflex Inc

1030 State St # 2, Erie, PA

C H Reams & Associates Inc

401 Cranberry Street # 100, Erie, PA

Moriarty Staffing

2700 West 21st St # 15, Erie, PA
Health Care and Social Assistance

Loving Hearts Home Care

4225 W Ridge Road, Erie, PA

Gatesman Home Improvement

2526 West 34th St, Erie, PA
Other Services (except Public Administration)

Insurance Services Group

535 Mohawk Drive, Erie, PA
Finance and Insurance

Erie Insurance Group

131 Lowry Road, Erie, PA
Finance and Insurance

Snyder Financial Service

7728 West Ridge Road 1, Erie, PA
Finance and Insurance

Chase Financial Management Service

712 Maryland Avenue, Erie, PA
Finance and Insurance

Parker Ted

3205 Peach St, Erie, PA
Finance and Insurance

Lindsey Cunningham

5143 Wattsburg Road, Erie, PA
Finance and Insurance

Gary R Sitter Insurance

4267 West Ridge Road, Erie, PA
Finance and Insurance

Preferred Transportation Insurance Inc

620 Old Mill Road, Erie, PA
Finance and Insurance

Thompson Arnie

, Erie, PA
Finance and Insurance

Berkley Mid-Atlantic Group

2564 Village Common Drive, Erie, PA
Finance and Insurance


Home Insurance Options in Erie, PA

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Erie

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Erie”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance PA”
“Do landlords require renters insurance in Erie?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 16509”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Erie”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Erie, PA

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 16509”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Erie”

  • “Do I need flood insurance in PA?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Erie?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Erie?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Erie, 16509, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Erie?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in PA?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Erie?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Erie, PA

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.