Find the Best Home Insurance Providers in Plattsburgh, NY 12901

Searching for home insurance in Plattsburgh, NY? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Plattsburgh, NY

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Gebos Insurance Agency

52 Underwood Avenue # B, Plattsburgh, NY
Finance and Insurance

Lake Country Village Hoa

8 Caitlin Way, Plattsburgh, NY

National Life Insurance Company

308 West Bay Plaza, Plattsburgh, NY
Finance and Insurance

Huchro Christopher

53 Court St, Plattsburgh, NY
Finance and Insurance

North Country Home Service

21 Mckinley Avenue # 1, Plattsburgh, NY
Health Care and Social Assistance

Susan Drapeau Insurance

173 Margaret St, Plattsburgh, NY
Finance and Insurance

Mi Casa

8046 Route 9, Plattsburgh, NY
Administrative and Support and Waste Management and Remediation Services

Plattsburgh Wholesale Mobile Homes

7109 State Route 9, Plattsburgh, NY

Aflac Dist Sales Office

55 Cornelia St, Plattsburgh, NY
Finance and Insurance

Cvph Medical Center Kidney Dlyss

91 Plaza Boulevard, Plattsburgh, NY
Health Care and Social Assistance

Rugar Park

20 Woodmanor Drive, Plattsburgh, NY
Real Estate and Rental and Leasing

Schneiderman Jonathan

43 Durkee St # 100, Plattsburgh, NY
Finance and Insurance

Blue Cross Blue Shield of W NY

1 Broad St, Plattsburgh, NY
Finance and Insurance

Advance Insurance Marketing

33 Montcalm Avenue, Plattsburgh, NY
Finance and Insurance

Steve Maicus & Brooke & Irwin

14 Healey Avenue, Plattsburgh, NY
Finance and Insurance

Selective Insurance CO

67 Macey Lane, Plattsburgh, NY
Finance and Insurance

Plattsburgh Housing Outlet

690 State Route 3, Plattsburgh, NY
Manufacturing

Woodmen-the World Life Ins Soc

320 Margaret St, Plattsburgh, NY
Finance and Insurance

Chauvin Agency

6064 State Route 22 # 6, Plattsburgh, NY
Finance and Insurance

Agency Insurance Brokers Inc

41 Broad St, Plattsburgh, NY
Finance and Insurance

AAA Insurance

20 Booth Drive, Plattsburgh, NY
Finance and Insurance

Nbt-Latremore Insurance

185 Margaret St # 3000, Plattsburgh, NY
Finance and Insurance

L Woerner Inc

176 Us Oval, Plattsburgh, NY
Health Care and Social Assistance

Hawkins Insurance

178 Broad St, Plattsburgh, NY
Finance and Insurance

Blue Cross Blue Shield of W NY

14 Durkee St, Plattsburgh, NY
Finance and Insurance


Home Insurance Options in Plattsburgh, NY

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Plattsburgh

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Plattsburgh”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance NY”
“Do landlords require renters insurance in Plattsburgh?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 12901”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Plattsburgh”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Plattsburgh, NY

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 12901”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Plattsburgh”

  • “Do I need flood insurance in NY?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Plattsburgh?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Plattsburgh?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Plattsburgh, 12901, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Plattsburgh?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in NY?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Plattsburgh?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Plattsburgh, NY

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.