Find the Best Home Insurance Providers in Reno, NV 89502

Searching for home insurance in Reno, NV? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Reno, NV

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Paul A Quilici

1870 Vassar St # 1, Reno, NV
Finance and Insurance

Aaa Northwest Reno

6295 Sharlands Avenue # 5, Reno, NV
Finance and Insurance

Louis T Mastos & Associates Inc

9450 Double R Boulevard, Reno, NV
Finance and Insurance

Comstock Insurance

9424 Double R Blvd, Reno, NV

Northern Nevada Insurance

560 California AVe, Reno, NV

Ingalls & Assoc LLC

4004 Ruth Court, Reno, NV
Finance and Insurance

Sun Villa Estates Ltd

91 Cabernet Parkway, Reno, NV
Real Estate and Rental and Leasing

Capital Risk Management Insurance Company

9400 Double R Boulevard, Reno, NV
Finance and Insurance

Don K Callahan Insurance

3445 White Mountain Court, Reno, NV
Finance and Insurance

Newyorklifeinsurance

50 West Liberty St # 500, Reno, NV
Finance and Insurance

Otzoy Insurance Services

3100 Mill St # 200, Reno, NV
Finance and Insurance

Family Insurance Store

919 S Wells Avenue, Reno, NV

State Farm Insurance

9437 Double Diamond Parkway # 15, Reno, NV
Finance and Insurance

Galli Gregory

7675 South Virginia St # East, Reno, NV
Finance and Insurance

Castro Ana

4088 Kietzke Lane, Reno, NV
Finance and Insurance

Aakervik & Assoc Adjusters & Admin

, Reno, NV
Finance and Insurance

Agent Johnson

888 West 2nd St # 302, Reno, NV
Finance and Insurance

Country Terrace Mobile Village

11 Tuck Circle, Reno, NV
Real Estate and Rental and Leasing

Amcomp Preferred Ins Co

10375 Professional Circle, Reno, NV
Finance and Insurance

Reno Commercial Insurance

660 East Plumb Lane, Reno, NV
Finance and Insurance

Metlife Auto Home Insurance

9960 Moonwalk Court, Reno, NV
Finance and Insurance

Nevada Manufactured Housing Association

120 A, Reno, NV
Retail Trade

Greg Mantz Insurance Agency

4600 Kietzke Lane # F150, Reno, NV
Finance and Insurance

Advanced Insurance Consulting

890 Mill Street # 101, Reno, NV

North Valley Home Care

16420 Dry Valley Road, Reno, NV
Health Care and Social Assistance


Home Insurance Options in Reno, NV

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Reno

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Reno”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance NV”
“Do landlords require renters insurance in Reno?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 89502”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Reno”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Reno, NV

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 89502”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Reno”

  • “Do I need flood insurance in NV?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Reno?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Reno?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Reno, 89502, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Reno?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in NV?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Reno?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Reno, NV

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.