Find the Best Home Insurance Providers in Kansas City, MO 64118

Searching for home insurance in Kansas City, MO? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Kansas City, MO

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

City Of Kansas

414 East 12th St # 2506, Kansas City, MO
Finance and Insurance

Monumental Life Insurance Company

400 North Bllview Avenue # 202, Kansas City, MO
Finance and Insurance

Kansas City Insurance Agents

5101 Main St, Kansas City, MO
Finance and Insurance

Aig Claim Service

1001 East 101st Terrace, Kansas City, MO
Finance and Insurance

Beard David

9916 Holmes Road # D, Kansas City, MO
Finance and Insurance

Ertz Agency Inc The (Not A Corp)

3100 Broadway St # 711, Kansas City, MO
Finance and Insurance

Krueger James Insurance A

1126 Swift Avenue, Kansas City, MO
Finance and Insurance

Sharp Home Improvements

6015 Ne Gladstone Lane, Kansas City, MO

American Home Care, Home Health Division

4240 Blue Ridge Bldv, Suite 321, Kansas City, MO

American Family Insurance

9570 North Mcgee St # B, Kansas City, MO
Finance and Insurance

Comfort Keepers

10310 Stateline Road, Kansas City, MO
Health Care and Social Assistance

Aon Benfield Inc

4801 Main St # 350, Kansas City, MO
Finance and Insurance

Gilbert Consulting Group LLC

4741 Central St # 223, Kansas City, MO
Finance and Insurance

Jasa Robert

Po Box 410249, Kansas City, MO
Finance and Insurance

Wps Health Ins Medicare

10220 North Ambassador Drive # 620, Kansas City, MO
Finance and Insurance

Heartland Residential Care

54 East Us Highway 69 # C, Kansas City, MO
Health Care and Social Assistance

Hoffman Theodore

2405 Grand Boulevard # 1400, Kansas City, MO
Finance and Insurance

Bower Troy

4444 North Belleview Avenue # 100, Kansas City, MO
Finance and Insurance

Brooke Insurance

12034 Blue Ridge, Kansas City, MO
Finance and Insurance

Daugherty Karen

2405 Grand Boulevard # 900, Kansas City, MO
Finance and Insurance

Napa Auto Parts

11820 Blue Ridge Boulevard, Kansas City, MO
Retail Trade

City Wide

9229 Ward Parkway # 350, Kansas City, MO
Finance and Insurance

Park Loose Homes Association

803 West 54th Terrace, Kansas City, MO
Other Services (except Public Administration)

Baker Rodney

7711 North Oak Trfy # K, Kansas City, MO
Finance and Insurance

Brosch Insurance

8613 Stark Avenue, Kansas City, MO
Finance and Insurance


Home Insurance Options in Kansas City, MO

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Kansas City

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Kansas City”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance MO”
“Do landlords require renters insurance in Kansas City?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 64118”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Kansas City”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Kansas City, MO

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 64118”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Kansas City”

  • “Do I need flood insurance in MO?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Kansas City?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Kansas City?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Kansas City, 64118, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Kansas City?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in MO?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Kansas City?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Kansas City, MO

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.