Find the Best Home Insurance Providers in Saint Paul, MN 55106

Searching for home insurance in Saint Paul, MN? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Saint Paul, MN

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

American Family Insurance

6043 Hudson Road # 140b, Saint Paul, MN
Finance and Insurance

On Trac Financial Corp

2233 Hamline Avenue North # B1, Saint Paul, MN
Finance and Insurance

Wielinski Michael

4151 Knob Drive # 202, Saint Paul, MN
Finance and Insurance

Carelinks Home Care Inc

1955 University Avenue West # 204, Saint Paul, MN
Health Care and Social Assistance

Friendly Healthcare

1919 University Avenue West, Saint Paul, MN
Health Care and Social Assistance

Cornell Insurance Service

500 Jackson St # 50, Saint Paul, MN
Finance and Insurance

The Erv Agency Inc

1424 East First Nat Bnk Building, Saint Paul, MN
Finance and Insurance

Jj Insurance Co

6990 151st St West, Saint Paul, MN
Finance and Insurance

Grossbach Donald J MD

1055 Westgate Drive # 100, Saint Paul, MN
Health Care and Social Assistance

R L C Cleaning

10625 Watersedge Lane, Saint Paul, MN
Real Estate and Rental and Leasing

Ward Gino

750 South Plaza Drive # 100, Saint Paul, MN
Finance and Insurance

Highland Chateau Suites LLC

2319 7th St West, Saint Paul, MN
Health Care and Social Assistance

Home Advantage Health Service

780 University Avenue West, Saint Paul, MN
Health Care and Social Assistance

Healtheast Hospice Care

6025 Upper 35th St North, Saint Paul, MN
Health Care and Social Assistance

Sholom Community Alliance

1554 Midway Parkway, Saint Paul, MN
Health Care and Social Assistance

Klutter Cutter

1895 Randolph Avenue, Saint Paul, MN
Administrative and Support and Waste Management and Remediation Services

East Coast Homes Inc

2233 Hamline Avenue North # 217, Saint Paul, MN
Retail Trade

Cedarleaf Inc

360 Lrpntr West 100, Saint Paul, MN
Finance and Insurance

Farmers Insurance Group

15322 Galaxie Avenue # 112, Saint Paul, MN
Finance and Insurance

Galil Medical Usa

4364 Round Lake Road West, Saint Paul, MN
Health Care and Social Assistance

Conrad Steve

880 Sibley Memorial Highway, Saint Paul, MN
Finance and Insurance

Eugene E Hudalla Inc A Minnesota Corporation

1575 7th St West # 103, Saint Paul, MN
Finance and Insurance

Daley Services

, Saint Paul, MN
Finance and Insurance

Allstate-David Lesch

3000 White Bear Avenue North, Saint Paul, MN
Finance and Insurance

Provisions Investment Clu

2299 Rainbow Avenue, Saint Paul, MN
Finance and Insurance


Home Insurance Options in Saint Paul, MN

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Saint Paul

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Saint Paul”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance MN”
“Do landlords require renters insurance in Saint Paul?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 55106”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Saint Paul”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Saint Paul, MN

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 55106”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Saint Paul”

  • “Do I need flood insurance in MN?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Saint Paul?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Saint Paul?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Saint Paul, 55106, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Saint Paul?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in MN?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Saint Paul?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Saint Paul, MN

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.