Find the Best Home Insurance Providers in Southfield, MI 48076

Searching for home insurance in Southfield, MI? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Southfield, MI

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

At Home Physicians Pc

23155 Northwestern Highway # 401, Southfield, MI
Health Care and Social Assistance

Vitas Healthcare Corporation

26261 Evergreen Road # 400, Southfield, MI
Health Care and Social Assistance

Uh Insurance Agency LLC

28840 Southfield Road # 243, Southfield, MI
Finance and Insurance

Donald T Coleman Insurance

18877 West 10 Mile Road # 109, Southfield, MI
Finance and Insurance

Exfinity Home Care

24450 Evergreen Road # 207, Southfield, MI
Health Care and Social Assistance

C C Homecare

24293 Telegraph Road, Southfield, MI
Health Care and Social Assistance

Acho Michael

1000 Town Center Floor 26, Southfield, MI
Finance and Insurance

Pdb Investments & Insurance Agency

24333 Southfield Road # 106, Southfield, MI
Finance and Insurance

Kowalski Stephanie

400 Galleria Officentre, Southfield, MI
Finance and Insurance

Services Inc

16250 Northland Drive, Southfield, MI
Finance and Insurance

Taylor's Special Care Services Inc

23800 West 10 Mile Road # 210, Southfield, MI
Health Care and Social Assistance

Massmutual Companies

28411 Northwestern Highway, Southfield, MI
Finance and Insurance

Diversified Home Health Care Inc

25915 W 10 Mile Road, Southfield, MI

Ally Home Care Inc

24724 Lahser Road # 200, Southfield, MI
Health Care and Social Assistance

Cover X Corp

26600 Telegraph Road, Southfield, MI
Finance and Insurance

Henry Ford Home Infusion Thrpy

21298 Melrose Avenue, Southfield, MI
Health Care and Social Assistance

York Risk Services Group Inc

29200 Northwestrn Highway 3 # 300, Southfield, MI

Rose Lieberman Insurance

17410 Madison St, Southfield, MI
Finance and Insurance

Loving Grace Home Health Care Agency

18481 West 10 Mile Road
Suite 102, Southfield, MI

Dwellings Unlimited LLC

18470 West 10 Mile Road, Southfield, MI
Finance and Insurance

New Vision Home Health Care

17401 West 12 Mile Road # A, Southfield, MI
Health Care and Social Assistance

Land Title of Michigan Inc

27777 Franklin Road, Southfield, MI
Professional, Scientific, and Technical Services

Supplemental Insurance Group

29138 Wellington Road West Apartment 77, Southfield, MI

Rankin David

28411 Northwestern Highway # 950, Southfield, MI
Finance and Insurance

M A S Information Age Technologies

23132 Lake Ravines Drive, Southfield, MI
Manufacturing


Home Insurance Options in Southfield, MI

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Southfield

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Southfield”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance MI”
“Do landlords require renters insurance in Southfield?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 48076”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Southfield”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Southfield, MI

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 48076”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Southfield”

  • “Do I need flood insurance in MI?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Southfield?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Southfield?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Southfield, 48076, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Southfield?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in MI?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Southfield?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Southfield, MI

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.