Find the Best Home Insurance Providers in Opelousas, LA 70570

Searching for home insurance in Opelousas, LA? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Opelousas, LA

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

American General Life & Accident Insurance Co

1608 North Main St, Opelousas, LA
Finance and Insurance

Williams-Progressive Life Ins

323 South Academy St, Opelousas, LA
Finance and Insurance

Imperial Adjustment Corp Inc

304 West Landry St, Opelousas, LA
Finance and Insurance

Home Depot U S A Inc

5604 I 49 North Frontage Road, Opelousas, LA

Northwestern Mutual Life Insurance Co

5265 I 49 South Service Road, Opelousas, LA
Finance and Insurance

Ignatius T Castille Insurance

2305 South Union St, Opelousas, LA
Finance and Insurance

Jessica Ortego Insurance Agency

1858 Highway 742, Opelousas, LA
Finance and Insurance

Rescare Homecare

, Opelousas, LA
Health Care and Social Assistance

T M Authorized Buildings

4603 Highway 31, Opelousas, LA
Construction

Cedar Ridge Ests Mobile Home

192 Grant Road, Opelousas, LA
Real Estate and Rental and Leasing

Williams Funeral Home Inc

817 East South St, Opelousas, LA
Other Services (except Public Administration)

Medsource Health Care Group

1310 South Union St # 5, Opelousas, LA
Health Care and Social Assistance

Legers Home Care

1494 Montgomery Road, Opelousas, LA
Health Care and Social Assistance

John Fontenot Insurance

518 Sunflower Road, Opelousas, LA
Finance and Insurance

Beaugh & Assoc

5994 Highway 182, Opelousas, LA
Finance and Insurance

Good Hands Home Care Service

524 West Grolee St, Opelousas, LA
Health Care and Social Assistance

First Steps Referral

418 Emerson Lane, Opelousas, LA
Finance and Insurance

St Landry Home Care

816 Creswell Lane # 3, Opelousas, LA
Health Care and Social Assistance

Acadian Homecare LLC

828 Creswell Lane, Opelousas, LA
Health Care and Social Assistance

Tatman's Jim Mobile Homes Inc

15729 Highway 190, Opelousas, LA
Manufacturing

Allstate

624 Creswell Lane, Opelousas, LA
Finance and Insurance

Ict Group

105 North Main St, Opelousas, LA
Finance and Insurance

Reeves Coon

624 Creswell Lane, Opelousas, LA
Finance and Insurance

Thomas & Thomas Ins Agency LLC

1013 North Main St, Opelousas, LA
Finance and Insurance

Regions Insurance Inc

105 North Main St, Opelousas, LA
Finance and Insurance


Home Insurance Options in Opelousas, LA

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Opelousas

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Opelousas”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance LA”
“Do landlords require renters insurance in Opelousas?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 70570”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Opelousas”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Opelousas, LA

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 70570”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Opelousas”

  • “Do I need flood insurance in LA?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Opelousas?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Opelousas?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Opelousas, 70570, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Opelousas?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in LA?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Opelousas?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Opelousas, LA

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.