Find the Best Home Insurance Providers in Iowa City, IA 52240

Searching for home insurance in Iowa City, IA? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Iowa City, IA

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Horace Mann Insurance Co

1700 South 1st Avenue # 27, Iowa City, IA
Finance and Insurance

Hawkeye Settlement Service

568 Highway 1 West, Iowa City, IA
Finance and Insurance

Aw Welt Ambrisco Insurance Inc

24 Westside Drive # 1, Iowa City, IA
Finance and Insurance

Gaffey Insurance Iowa City

237 Scott Court, Iowa City, IA
Finance and Insurance

Allstate Insurance

306 Scott Court, Iowa City, IA
Finance and Insurance

Farmutual Insurance

430 Iowa Ave, Iowa City, IA
Unknown

Arlington Ridge Homeowners Association

1486 South 1st Avenue, Iowa City, IA
Other Services (except Public Administration)

Aflac Betty Schott

2454 Cascade Lane, Iowa City, IA
Finance and Insurance

Thomas J Hussey Clu

310 East Burlington St, Iowa City, IA
Finance and Insurance

The Iowa Agency

625 Suth Gilbert St # 2, Iowa City, IA
Finance and Insurance

Modern Manor Inc

1700 South Scott Boulevard, Iowa City, IA
Construction

Diers Michael

2010 Keokuk St, Iowa City, IA
Finance and Insurance

Integrity Insurance & Investment

4865 Rapid Creek Road Ne, Iowa City, IA
Finance and Insurance

West Bend Mutual Insurance

221 River St Apartment 5, Iowa City, IA
Finance and Insurance

Jordan Elvis

535 Highland Avenue, Iowa City, IA
Finance and Insurance

Galway Hills Homeowners Association

317 North 7th Avenue, Iowa City, IA
Other Services (except Public Administration)

State Farm Insurance

260 Scott Court, Iowa City, IA
Finance and Insurance

Upchurch Eric

24 Westside Drive # 1, Iowa City, IA
Finance and Insurance

Gary Mcintire

1210 South Gilbert St, Iowa City, IA
Finance and Insurance

Nanci Kohl State Farm Insurance

431 Hwy 1 W, Iowa City, IA

Stimmel Yankow Carmine

2130 Mormon Trek Boulevard, Iowa City, IA
Finance and Insurance

Shelter Insurance

702 South Gilbert St, Iowa City, IA
Finance and Insurance

Garden Earth Home Care

3028 River Front Estate Ne, Iowa City, IA
Health Care and Social Assistance

Marge Faeth

332 South Linn St, Iowa City, IA
Finance and Insurance

Illinois-Iowa Claim Service

661 Barrington Road, Iowa City, IA


Home Insurance Options in Iowa City, IA

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Iowa City

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Iowa City”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance IA”
“Do landlords require renters insurance in Iowa City?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 52240”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Iowa City”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Iowa City, IA

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 52240”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Iowa City”

  • “Do I need flood insurance in IA?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Iowa City?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Iowa City?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Iowa City, 52240, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Iowa City?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in IA?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Iowa City?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Iowa City, IA

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.