Find the Best Home Insurance Providers in Melbourne, FL 32935

Searching for home insurance in Melbourne, FL? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Melbourne, FL

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Solarsystemonlinecom Inc

912 East New Haven Avenue, Melbourne, FL
Finance and Insurance

Verr Enterprises Inc

400 East Strawbridge Avenue, Melbourne, FL
Finance and Insurance

Davis Seawinds Funeral Home

560 Montreal Avenue, Melbourne, FL
Other Services (except Public Administration)

James Mason National Sales Rewiew

1530 Whitman Drive, Melbourne, FL
Finance and Insurance

Woodson William

2401 West Eau Gallie Boulevard # 3, Melbourne, FL
Finance and Insurance

Extreme Contracting Corporation

4131 North Us Highway 1, Melbourne, FL
Construction

Essex Insurance Company

4600 Cox Road, Melbourne, FL
Finance and Insurance

Skip Wren Insurance

8255 North Wickham Road # 100, Melbourne, FL
Finance and Insurance

Villas At Dunmore Homeowners Association Inc

1801 Sarno Road # 3, Melbourne, FL
Other Services (except Public Administration)

Roger L Parsons Insurance Agen

474 North Harbor City Boulevard, Melbourne, FL
Finance and Insurance

Orange Manor

1621 Orange Manor Drive, Melbourne, FL
Real Estate and Rental and Leasing

Harrington Health Services Inc

477 Lake Victoria Circle, Melbourne, FL
Finance and Insurance

Huff Allen

140 Interlachen Road # A, Melbourne, FL
Finance and Insurance

Dan Odom Insurance Agency

2815 West New Haven Avenue, Melbourne, FL
Finance and Insurance

State Farm Insurance

2320 Dairy Road # 102, Melbourne, FL
Finance and Insurance

Anthony Wayne

7331 Office Park Place # 500, Melbourne, FL
Finance and Insurance

A Ability Cover All Insurance

3354 Davis Macaulay Place, Melbourne, FL
Finance and Insurance

Arty Pagan - State Farm Insurance Agent

4865 N Wickham Rd # 102, Melbourne, FL

Allstate Insurance Agency - Deborah Rufo

3200 N. Wickham Road, Ste 2, Melbourne, FL

Your Insurance Advisors LLC

561 Spring Lake Drive, Melbourne, FL
Finance and Insurance

Osprey Villas East At Aquarina Homeowners Associ

2681 Longwood Boulevard, Melbourne, FL
Other Services (except Public Administration)

The Bass Group

329 Crystal Lake Drive, Melbourne, FL
Finance and Insurance

Mack Group Inc

464 North Harbor City Boulevard, Melbourne, FL
Finance and Insurance

Lincare

2096 Sarno Road, Melbourne, FL
Retail Trade

Eagles Landing Homeowners' Inc

100 Golden Eagle Court, Melbourne, FL
Other Services (except Public Administration)


Home Insurance Options in Melbourne, FL

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Melbourne

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Melbourne”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance FL”
“Do landlords require renters insurance in Melbourne?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 32935”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Melbourne”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Melbourne, FL

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 32935”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Melbourne”

  • “Do I need flood insurance in FL?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Melbourne?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Melbourne?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Melbourne, 32935, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Melbourne?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in FL?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Melbourne?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Melbourne, FL

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.