Find the Best Home Insurance Providers in Prescott, AZ 86301

Searching for home insurance in Prescott, AZ? This local directory is designed to help homeowners, renters, and landlords connect with nearby home insurance agents and companies offering competitive coverage options. Whether you’re a first-time homeowner, protecting a vacation home, or renewing your existing policy, this page connects you with a range of service providers in your area.


Home Insurance Options in Prescott, AZ

Protecting your home in {City} starts with choosing the right insurance provider. Based on coverage options, affordability, and customer satisfaction, these top-rated home insurance companies offer trusted protection for homeowners in {City}.

Farmers Insurance

634 Schemmer Drive, Prescott, AZ
Finance and Insurance

Golden Marci

605 East Gurley St # D, Prescott, AZ
Finance and Insurance

Central Arizona Insurance

1151 West Iron Springs Road, Prescott, AZ
Finance and Insurance

Allstate Insurance

1301 East Gurley St # B, Prescott, AZ
Finance and Insurance

Otto & Wilhelm Insurance Agency LLC

923 E Gurley Street # 204, Prescott, AZ

Jody Henry Insurance

1963 Commerce Center Circle # B, Prescott, AZ
Finance and Insurance

Canyon Retreat Mobile Hm & Rv

2375 East Valentine Drive Lot 20a, Prescott, AZ
Construction

Burks Dennis

502 Whipple St, Prescott, AZ
Finance and Insurance

Heritage Mobile Home Park

1501 Acklin Drive, Prescott, AZ
Construction

Les Springs Homeowners Association

3205 Lakeside Village, Prescott, AZ
Other Services (except Public Administration)

Blackmore Insurance Agency

1265 Gail Gardner Way, Suite A, Prescott, AZ

Cremation Society of Arizona

Yavapai County, Prescott, AZ
Other Services (except Public Administration)

Shady Acres Mobile Home Park

1305 Adams Avenue, Prescott, AZ
Construction

Chaparral Insurance Inc

222 West Gurley St, Prescott, AZ
Finance and Insurance

Phil Clarke & Assoc

960 North Hunter Ridge Road, Prescott, AZ
Finance and Insurance

Tracy Murr State Farm Insurance

1130 Willow Creek Rd, Prescott, AZ

Bankers Life & Casualty CO

339 North Rush St, Prescott, AZ
Finance and Insurance

Park Villa Home Park

926 Malva Court, Prescott, AZ
Real Estate and Rental and Leasing

The Mattox Agency Inc

1301 East Gurley St, Prescott, AZ
Finance and Insurance

E Hummel Insurance Service

, Prescott, AZ
Finance and Insurance

Jim Moll Insurance

525 East Gurley St, Prescott, AZ
Finance and Insurance

Api Inc

1211 East Gurley St # A, Prescott, AZ
Finance and Insurance

Dorall Trailer Park

216 San Carlos Road, Prescott, AZ
Arts, Entertainment, and Recreation

Otto & Wilhelm Insurance

125 East Gurley St # A, Prescott, AZ
Finance and Insurance

Interstate Auto Glass

333 Circle P Drive, Prescott, AZ
Retail Trade


Home Insurance Options in Prescott, AZ

The providers listed in this directory offer a range of home insurance products, which may include:

  • Standard HO-3 policies (dwelling, liability, and personal property)

  • Condo insurance (HO-6)

  • Renters insurance (HO-4)

  • Landlord or rental property insurance

  • Flood and earthquake coverage (where applicable)

  • High-value home policies

  • Vacant home insurance

  • Umbrella liability protection


Types of Coverage You May Need in Prescott

Basic Homeowners Insurance (HO-3)

This standard policy protects the physical structure of your home, your belongings, and provides liability coverage in case someone is injured on your property.

Common searches:
“Home insurance quotes in Prescott”
“Best homeowners insurance companies near me”


Renters Insurance (HO-4)

If you're renting, renters insurance protects your personal property from fire, theft, or vandalism and may include liability coverage.

Related queries:
“Cheap renters insurance AZ”
“Do landlords require renters insurance in Prescott?”


Condo Insurance (HO-6)

Covers the interior of your condo unit, personal property, and liability protection. Often used alongside the condo association’s master policy.

Searched as:
“Condo insurance in 86301”
“HO-6 insurance policy for condos”


Landlord Insurance

Provides coverage for rental properties, including the structure, liability protection, and loss of rental income.

Also searched:
“Rental property insurance Prescott”
“Landlord insurance policies near me”


Additional Coverage Options

  • Flood Insurance (especially if your property is in a FEMA-designated flood zone)

  • Earthquake Insurance (depending on region)

  • Scheduled personal property (for jewelry, collectibles, etc.)

  • Umbrella Liability Policies for broader protection


Popular Home Insurance Searches in Prescott, AZ

This page is structured to align with common local user intent, such as:

  • “Compare home insurance quotes 86301”

  • “Best homeowners insurance for new homebuyers”

  • “Cheap home insurance in Prescott”

  • “Do I need flood insurance in AZ?”

  • “Top-rated home insurance companies near me”


What Impacts Home Insurance Rates in Prescott?

Home insurance premiums can vary significantly based on:

  • Age, size, and rebuild cost of your home

  • Proximity to fire stations and hydrants

  • Local weather and natural disaster risks

  • Claims history (yours and the home’s)

  • Your credit score (in most states)

  • Bundled policies (home + auto = discount)

  • Deductible amount and coverage limits

Providers listed here may offer free quotes, local risk assessments, and assistance with selecting policy add-ons.


Why Use This Home Insurance Directory for Prescott?

  • Neutral Listings: No promotions or paid placement

  • Search Engine Optimized: Designed to match common queries and ranking signals

  • Local Focus: Specifically for Prescott, 86301, and surrounding areas

  • User Friendly: Contact providers directly—no account required


Frequently Asked Questions (FAQ)

What is the average cost of home insurance in Prescott?

Homeowners insurance costs vary by property size, location, and risk factors. Use this directory to compare providers and request accurate quotes for your specific situation.

Can I bundle my home and auto insurance in AZ?

Yes, many providers offer discounts when you bundle multiple policies. It’s one of the most effective ways to lower your total premium.

Do I need flood insurance in Prescott?

It depends on your home’s location. Standard policies don’t cover flood damage. If your home is in a flood zone, you may need a separate NFIP-backed or private flood insurance policy.

Are there home insurance policies for rental properties?

Yes. Landlord or rental dwelling policies cover the structure, liability risks, and may include loss of rental income coverage.

How do I compare home insurance quotes?

Reach out to several local providers listed on this page. Be sure to ask about deductibles, exclusions, replacement value vs. actual cash value, and available discounts.


Start Comparing Home Insurance Providers in Prescott, AZ

Whether you're buying a new home or renewing your coverage, use this directory to explore local and national home insurance providers. Many offer free estimates, customizable policy options, and discounts for bundled services. Protect your investment with the right coverage tailored to your needs.