Compare Car Insurance Providers in Utica, NY 13501

Looking for affordable car insurance in Utica, NY? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Utica

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Dave Kney Insurance Adjusting

2410 Oneida St Apartment 3h, Utica, NY
Finance and Insurance

Belmonte Auto

1176 Webster Avenue, Utica, NY
Retail Trade

Misencik Ryan

125 Business Park Drive, Utica, NY
Finance and Insurance

Mohawk Valley Claims Service

2041 Genesee St, Utica, NY
Finance and Insurance

Alan Byer Foreign Auto

5626 Horatio St, Utica, NY
Retail Trade

Brock Jim Agency of Utica

19001902 Genesee St, Utica, NY
Finance and Insurance

Gage Robert

125 Business Park Drive, Utica, NY
Finance and Insurance

Cny Campanion Care

1113 Rutger St, Utica, NY
Health Care and Social Assistance

Mvp Health Plan

421 Broad St, Utica, NY
Finance and Insurance

Ronald J Fiaschetti

1137 Hammond Avenue, Utica, NY
Finance and Insurance

Platinum Automobile Spa

504 Arthur St, Utica, NY
Other Services (except Public Administration)

Mama's House Daycare

1910 Whitesboro St, Utica, NY
Health Care and Social Assistance

Semeniak Financial Service

230 Genesee St, Utica, NY
Finance and Insurance

Morgan-White Ltd

70 Genesee St, Utica, NY
Finance and Insurance

National Risk Control Inc

18 Prospect St, Utica, NY
Finance and Insurance

Douglass Craig W

749 South St, Utica, NY
Other Services (except Public Administration)

L T D Auto Sales Inc

300 Catherine St, Utica, NY
Retail Trade

Enjem's Flooring America

2010 Oriskany St West, Utica, NY
Retail Trade

Allstate Frank Boden

2643 Genesee St, Utica, NY

Graziano Enterprises

, Utica, NY
Finance and Insurance

Acacia Home Care CO

2151 Bleecker St, Utica, NY
Health Care and Social Assistance

Gato Trading - Carpet And Flooring Sales

104 Sylvan Way, Utica, NY
Retail Trade

Michelles Daycare

777 Elizabeth St, Utica, NY
Health Care and Social Assistance

Day Brunies Care

912 Elizabeth St, Utica, NY
Health Care and Social Assistance

Shaw Contract Group Trevi

3 Russet Bush Lane, Utica, NY
Manufacturing

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Utica

Explore a variety of auto insurance coverage options offered by local agents and companies in Utica:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Utica, NY

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Utica”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 13501”

  • “SR-22 insurance in NY”

  • “No down payment car insurance Utica”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance NY”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Utica”
“State required car insurance NY”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Utica may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance NY”
“Insurance after DUI in Utica”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Utica”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Utica”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Utica, NY?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in NY.


Why Use This Auto Insurance Directory in Utica?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Utica area.


Compare Car Insurance Quotes in Utica, NY Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Utica. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.