Compare Car Insurance Providers in Cape Girardeau, MO 63701

Looking for affordable car insurance in Cape Girardeau, MO? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Cape Girardeau

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Ken M Oberlohr

2256 Kings Way Drive, Cape Girardeau, MO
Finance and Insurance

Kirlin's Hallmark

134 West Park Mall, Cape Girardeau, MO
Retail Trade

Southeast Missouri State University

1 University Plaza, Cape Girardeau, MO
Health Care and Social Assistance

Autozone

2327 Bloomfield Road, Cape Girardeau, MO
Retail Trade

Vernon Heid Insurance

2031 Cape Lacroix Road B, Cape Girardeau, MO
Finance and Insurance

Coalter Financial Strategy

1001 Independence St, Cape Girardeau, MO
Finance and Insurance

Chris Harden

2516 Cobblestone Court, Cape Girardeau, MO
Finance and Insurance

Chap Arnold

875 North Kings Highway St, Cape Girardeau, MO
Finance and Insurance

At Home Help

615 N Broadview, Cape Girardeau, MO

Kodomo Daycare

803 North Park St Apartment B, Cape Girardeau, MO
Health Care and Social Assistance

Comfort Care in Home Service Inc

2021 Perryville Road, Cape Girardeau, MO
Health Care and Social Assistance

Ms Martha's 2nd Generation Learning Center

601 North Kings Highway St, Cape Girardeau, MO
Health Care and Social Assistance

Chris Auffenberg Kia

611 South Kingshighway St, Cape Girardeau, MO
Retail Trade

Mass Mutual Financial Group

113 South Broadview St, Cape Girardeau, MO
Finance and Insurance

Quality Car Wash

1354 North Mount Auburn Road, Cape Girardeau, MO
Other Services (except Public Administration)

Tinsley Charley

1925 William St, Cape Girardeau, MO
Finance and Insurance

All Star Auto Glass

, Cape Girardeau, MO
Retail Trade

Farmers Insurance - Nick Laiben Agency

1812 Carondalet Dr. Suite 105, Cape Girardeau, MO

Warehouse Services

1512 Ripley St, Cape Girardeau, MO
Administrative and Support and Waste Management and Remediation Services

Ticor Title Company Of California

400 Broadway St # 526, Cape Girardeau, MO
Finance and Insurance

American Family Life Assurance Company

905 Broadway St, Cape Girardeau, MO
Finance and Insurance

Finch Temples Marchbanks LLC

760 South Kingshighway St East, Cape Girardeau, MO
Finance and Insurance

Oberlohr Ken

2256 Kings Way Drive, Cape Girardeau, MO
Finance and Insurance

Brink's Inc

512 South Sprigg St, Cape Girardeau, MO
Administrative and Support and Waste Management and Remediation Services

Brighten Up

, Cape Girardeau, MO
Administrative and Support and Waste Management and Remediation Services

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Cape Girardeau

Explore a variety of auto insurance coverage options offered by local agents and companies in Cape Girardeau:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Cape Girardeau, MO

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Cape Girardeau”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 63701”

  • “SR-22 insurance in MO”

  • “No down payment car insurance Cape Girardeau”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance MO”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Cape Girardeau”
“State required car insurance MO”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Cape Girardeau may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance MO”
“Insurance after DUI in Cape Girardeau”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Cape Girardeau”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Cape Girardeau”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Cape Girardeau, MO?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in MO.


Why Use This Auto Insurance Directory in Cape Girardeau?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Cape Girardeau area.


Compare Car Insurance Quotes in Cape Girardeau, MO Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Cape Girardeau. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.