Compare Car Insurance Providers in Santa Monica, CA 90405

Looking for affordable car insurance in Santa Monica, CA? This page features an organized local directory of independent agents, national carriers, and car insurance brokers that serve your area. Whether you're shopping for liability-only coverage, full coverage auto insurance, or high-risk SR-22 policies, this resource helps you explore local and national providers near you — all in one place.


Find Auto Insurance Services in Santa Monica

Searching for the best car insurance in {City}? These top-rated auto insurers offer competitive rates, excellent customer service, and reliable coverage options to keep you protected on the road.

Santa Monica Nissan

1599 Santa Monica Boulevard, Santa Monica, CA
Retail Trade

M & M Glass Tinting

2420 Lincoln Boulevard, Santa Monica, CA
Other Services (except Public Administration)

Susan Hartenbaum Insurance Se

2125 Arizona Avenue, Santa Monica, CA
Finance and Insurance

24 7 Mobile Auto Glass

1112 Montana Avenue, Santa Monica, CA
Retail Trade

Artisan Releasing Inc

2700 Colorado Avenue Floor 2, Santa Monica, CA
Other Services (except Public Administration)

Metropolitan Heart

2001 Santa Monica Boulevard # 670w, Santa Monica, CA
Health Care and Social Assistance

Heel Pain Treatment Centers

2001 Santa Monica Boulevard 1250w, Santa Monica, CA
Health Care and Social Assistance

Del Montell Motors Limited

1127 Santa Monica Boulevard, Santa Monica, CA
Retail Trade

Top Quality Fire Damage Cleanup

302 Colorado Avenue, Santa Monica, CA
Other Services (except Public Administration)

Santa Monica Carpet Cleaning

212 Marine St, Santa Monica, CA
Administrative and Support and Waste Management and Remediation Services

Dolkas Peter

1423 5th St, Santa Monica, CA
Finance and Insurance

California Closets CO

1735 Stewart St # A, Santa Monica, CA
Wholesale Trade

All About Caring

1014 5th St, Santa Monica, CA
Health Care and Social Assistance

Elegant Gl Tinting & Auto Acc

2401 Lincoln Boulevard # B, Santa Monica, CA
Other Services (except Public Administration)

Life Insurance Buyer

1322 2nd St # 20, Santa Monica, CA
Finance and Insurance

Ucla Santa Monica Cardiac

2020 Santa Monica Boulevard # 220, Santa Monica, CA
Health Care and Social Assistance

Xtra Clean of Santa Monica

3110 Main St, Santa Monica, CA

Santa Monica Bmw

1127 Santa Monica Boulevard, Santa Monica, CA
Retail Trade

Michael Ward

1601 Wilshire Boulevard, Santa Monica, CA
Retail Trade

Supa Dave Auto Sales

710 Marguerita Avenue, Santa Monica, CA
Retail Trade

Direct Partners Insurance Agency Inc

610 Santa Monica Boulevard # 225, Santa Monica, CA
Finance and Insurance

In And Out Carpet Care

1241 9th St Apartment 1, Santa Monica, CA
Wholesale Trade

Afel Rent A Car Corp

1123 11th St Apartment 4, Santa Monica, CA
Real Estate and Rental and Leasing

Associates & Julia Weinberg

, Santa Monica, CA
Health Care and Social Assistance

Waldorf Early Childhood Center

1441 15th St, Santa Monica, CA
Health Care and Social Assistance

Disclaimer: This directory is for informational use only. We do not verify, recommend, or endorse any insurance agent or company listed. Always perform independent research before selecting a provider.


Find Auto Insurance Services in Santa Monica

Explore a variety of auto insurance coverage options offered by local agents and companies in Santa Monica:

  • Liability-Only Insurance

  • Full Coverage Insurance

  • Collision & Comprehensive Coverage

  • Uninsured Motorist Coverage

  • SR-22 & High-Risk Auto Insurance

  • Teen & New Driver Insurance

  • Commercial Vehicle Insurance

  • Ride-Share Driver Insurance (Uber/Lyft)

  • Classic Car Insurance

  • Pay-Per-Mile and Usage-Based Policies


Top Search Queries Related to Car Insurance in Santa Monica, CA

This page is optimized to serve the most commonly searched terms, including:

  • “Cheap car insurance in Santa Monica”

  • “Best auto insurance rates near me”

  • “Compare car insurance quotes 90405”

  • “SR-22 insurance in CA”

  • “No down payment car insurance Santa Monica”

  • “Car insurance for teens and students”

  • “Affordable full coverage auto insurance CA”

By matching user intent, we help connect you with local resources and insurers that may offer personalized quotes based on your situation.


Common Car Insurance Coverages Explained

Liability-Only Insurance

Meets the minimum legal requirement in most states. Covers bodily injury and property damage caused to others when you’re at fault.

Popular Search Phrases:
“Minimum liability auto insurance Santa Monica”
“State required car insurance CA”


Full Coverage Car Insurance

Includes liability, collision, and comprehensive coverage. This is often required if you finance or lease your car.

Search Terms to Rank:
“Cheap full coverage insurance near me”
“Best car insurance with accident protection”


High-Risk & SR-22 Insurance

If you have a DUI, accident history, or lapse in coverage, some insurers in Santa Monica may file SR-22 forms or offer non-standard auto insurance.

Queries It Matches:
“SR-22 car insurance CA”
“Insurance after DUI in Santa Monica”


Insurance for Teens, Students, and New Drivers

Many providers offer discounts for good grades, safe driving, and defensive driving courses — especially useful for younger drivers.

Common Searches:
“Cheap car insurance for teens in Santa Monica”
“Auto insurance for student drivers”


Ride-Share & Delivery Driver Insurance

Drivers for apps like Uber, Lyft, DoorDash, or Instacart need hybrid commercial/personal policies or gap coverage.

Popular Terms:
“Uber driver car insurance Santa Monica”
“Delivery insurance policy options”


What Affects Car Insurance Rates in Santa Monica, CA?

Car insurance quotes vary widely depending on:

  • Your driving record

  • Vehicle type and value

  • ZIP code and crime rate

  • Age, gender, and marital status

  • Credit history (in most states)

  • Annual mileage

  • Past claims or gaps in coverage

Use this directory to compare offers and speak directly to providers who understand local market rates and laws in CA.


Why Use This Auto Insurance Directory in Santa Monica?

  • Neutral Listings: We don’t promote any specific insurer or broker.

  • Optimized for Local Search: Built around high-volume search terms in the car insurance niche.

  • Simple to Use: Browse, compare, and connect without needing to enter personal details.

  • Broad Coverage: Includes national brands and independent local agents.

Whether you need budget-friendly liability coverage or full coverage with roadside assistance, this page connects you to trusted sources serving the Santa Monica area.


Compare Car Insurance Quotes in Santa Monica, CA Today

Finding the right car insurance can help protect your finances, your vehicle, and your legal standing. Use the listings below to connect with licensed car insurance agents and companies in Santa Monica. Many offer free quotes, policy comparisons, and help finding discounts you might qualify for.