Compare Auto Insurance Providers in Charlotte, NC 28269

If you're searching for auto insurance in Charlotte, NC, you've come to the right place. This local directory helps residents and drivers in the area find nearby providers offering a wide range of car insurance options — from basic liability coverage to full coverage policies and SR-22 high-risk filings.

This guide lists both local agents and national insurance carriers who provide car insurance services in 28269 and the surrounding areas.


Best Auto Insurance Services in Charlotte

Finding affordable and dependable car insurance in {City} is easier with the right provider. Based on customer satisfaction, claims handling, and coverage options, these are the best auto insurance companies serving drivers in {City}.

Artisan Consulting, LLC

338 S. Sharon Amity Rd. #331, Charlotte, NC

Action Motors Auto Sales

4026 North Tryon St, Charlotte, NC
Retail Trade

Colonial Supplements Insurance

6518 Moonlight Lane, Charlotte, NC
Finance and Insurance

John F Johnson Agency Inc

7940 Williams Pond Lane # 275, Charlotte, NC
Finance and Insurance

David F Bradshaw-Nationwide

6849 Fairview Road # 100, Charlotte, NC
Finance and Insurance

Arrowood Surplus Lines Ins CO

3600 Arco Corporate Drive, Charlotte, NC
Finance and Insurance

Putnam John

6235 Morrison Boulevard, Charlotte, NC
Finance and Insurance

Kiser Keith

6101 Carnegie Boulevard, Charlotte, NC
Finance and Insurance

Carolina Benefits Group

2120 Crown Center Drive, Charlotte, NC
Professional, Scientific, and Technical Services

Mcevilley Gale

8500 Andrew Carnegie Boulevard, Charlotte, NC
Finance and Insurance

Dennis Wilson State Farm Agncy

1850 East 3rd St # 360, Charlotte, NC
Finance and Insurance

Uni-Select USA

700 West 28th St, Charlotte, NC
Wholesale Trade

Arch Insurance CO

10301 Threatt Woods Drive, Charlotte, NC
Finance and Insurance

Nationwide Insurance

8426 Park Road, Charlotte, NC
Finance and Insurance

Federal Deposit Insurance Corporation

201 Mccullough Drive # 320, Charlotte, NC
Finance and Insurance

Jt Brown Insurance Angenc

5528 Werburgh St, Charlotte, NC
Finance and Insurance

Fcenetwork

10130 Mallard Creek Road # 300, Charlotte, NC
Finance and Insurance

Aplus Insurance

811 Central Avenue # 5, Charlotte, NC
Finance and Insurance

Brown & Brown Inc

13777 Balntyn Corp Place # 375, Charlotte, NC
Finance and Insurance

Met Life

6060 Ja Jones Drive, Charlotte, NC
Finance and Insurance

Frazer Robert

Po Box 11415, Charlotte, NC
Finance and Insurance

Liberty Mutual

7401 Carmel Executive Park Drive # 220, Charlotte, NC
Finance and Insurance

T I A A Cref

4800 Bay Pines Court, Charlotte, NC
Finance and Insurance

Aprille L Shaffer Insuran

419 Clement Avenue, Charlotte, NC
Finance and Insurance

Rehoboath Human Services Agency Inc

600 Capps Hill Mine Road, Charlotte, NC
Finance and Insurance


Find Car Insurance Services in Charlotte

Auto insurance providers in Charlotte may offer:

  • State minimum liability-only policies

  • Full coverage auto insurance (collision + comprehensive)

  • High-risk or SR-22 coverage

  • Insurance for teen and student drivers

  • Pay-per-mile and usage-based policies

  • Uninsured/underinsured motorist coverage

  • Auto insurance for rideshare or delivery drivers

  • Commercial fleet insurance

  • Multi-car or bundle policy discounts


Understanding Auto Insurance Options

Liability-Only Car Insurance

This type of insurance meets state minimum requirements and typically covers bodily injury and property damage to others when you're at fault.

Often searched as:
“Minimum coverage auto insurance in Charlotte”
“Cheap liability car insurance NC”


Full Coverage Auto Insurance

Full coverage includes liability, collision, and comprehensive coverage. It’s ideal for leased or financed vehicles and offers protection against theft, vandalism, and natural disasters.

Related searches:
“Full coverage auto insurance near me”
“Cheap full coverage insurance in 28269”


SR-22 and High-Risk Insurance

If you're a high-risk driver due to a DUI, suspended license, or lapse in coverage, you may need an insurer that offers SR-22 insurance filing.

Common user queries:
“SR-22 insurance providers in Charlotte”
“Car insurance after DUI in NC”


Teen, Student & New Driver Insurance

Many insurance companies offer policies for first-time drivers, with potential discounts for students with good grades or completion of driver’s education courses.

Popular terms:
“Teen driver car insurance Charlotte”
“Best auto insurance for students near me”


Insurance for Rideshare & Delivery Drivers

If you drive for Uber, Lyft, DoorDash, or Instacart, you may need special coverage that bridges the gap between personal and commercial auto insurance.

Matched searches:
“Uber driver car insurance Charlotte”
“Delivery insurance coverage in NC”


Factors That Affect Auto Insurance Rates in Charlotte

Rates for car insurance can vary widely, even within the same ZIP code. Key influencing factors include:

  • Driving history (accidents, tickets, DUIs)

  • Credit score (where applicable)

  • Age, gender, marital status

  • Vehicle type, usage, and mileage

  • Local accident and theft statistics

  • Prior insurance claims or coverage gaps

Using this directory helps you compare multiple providers to find the best combination of cost and coverage.


Why Use This Auto Insurance Directory for Charlotte, NC?

  • Neutral & Unbiased Listings: We do not endorse any company listed here.

  • Search-Optimized Layout: Built to match real search intent from Google users.

  • Local Coverage: Tailored for residents in Charlotte, NC and nearby ZIP codes.

  • User Friendly: Browse options without login, sign-up, or sharing personal details.


Frequently Asked Questions (FAQ)

What is the cheapest auto insurance in Charlotte?

There’s no one-size-fits-all answer, as prices vary based on your record, vehicle, and other factors. Use this directory to compare quotes from multiple providers to find the best rate.

Can I get auto insurance with no down payment in Charlotte, NC?

Some companies offer no-down-payment car insurance, although it often depends on credit, driving history, and insurer policy.

Who offers the best SR-22 insurance in NC?

Several insurers offer SR-22 filings, especially those that specialize in non-standard or high-risk auto insurance. Always confirm directly with the provider.

How do I get car insurance quotes in Charlotte?

Use this directory to locate nearby providers and request free quotes. Many offer online, phone, or in-person assistance.

What if I need auto insurance for multiple cars?

Many insurers offer multi-vehicle discounts. Look for local agents who can help bundle policies for better rates.


Start Comparing Auto Insurance in Charlotte, NC

Whether you're seeking budget-friendly liability insurance or comprehensive coverage for your new car, the local providers listed here can help. Request free quotes, ask about available discounts, and find a plan that fits your driving needs and budget.