Compare Auto Insurance Providers in Rochester, MI 48307

If you're searching for auto insurance in Rochester, MI, you've come to the right place. This local directory helps residents and drivers in the area find nearby providers offering a wide range of car insurance options — from basic liability coverage to full coverage policies and SR-22 high-risk filings.

This guide lists both local agents and national insurance carriers who provide car insurance services in 48307 and the surrounding areas.


Best Auto Insurance Services in Rochester

Finding affordable and dependable car insurance in {City} is easier with the right provider. Based on customer satisfaction, claims handling, and coverage options, these are the best auto insurance companies serving drivers in {City}.

Fanuc Robotics

3900 W Hamlin Road, Rochester, MI

Charter Manufacturing Company Inc

414 South Main St # 211a, Rochester, MI
Wholesale Trade

Marquardt Automotive

2917 Waterview Drive, Rochester, MI
Wholesale Trade

State Farm Insurance

2941 Crooks Road, Rochester, MI

Lender Services Inc

2269 Flanders Drive, Rochester, MI
Finance and Insurance

Rochester-Troy General Agency

901 East Auburn Road, Rochester, MI
Finance and Insurance

Dmts Inc

1850 Northfield Drive, Rochester, MI
Other Services (except Public Administration)

Paul W & Assoicates Williams

411 Willow Tree Lane, Rochester, MI
Finance and Insurance

A Smith Richard & Associates Inc

521 Yorkshire Drive Apartment 28, Rochester, MI
Wholesale Trade

Doug Bordas Agency

1681 E Auburn Road # A, Rochester, MI

Dandy Oil Inc

3985 West Auburn Road # 2, Rochester, MI
Retail Trade

Michigan Mustangs Baseball Club

3000 Hixon Road, Rochester, MI
Finance and Insurance

Yelder Karen

901 East Auburn Road, Rochester, MI
Finance and Insurance

Title Insurance Placement Services

145 Rochdale Drive South, Rochester, MI
Finance and Insurance

Jenny Yoon Insurance Agen

5834 Birkenhills Court, Rochester, MI
Finance and Insurance

American Liberty Insurance

1184 Chesapeake, Rochester, MI
Finance and Insurance

Aaa Texas LLC

200 Diversion St # 190, Rochester, MI
Finance and Insurance

Mac Kellar Assoc Inc

1729 Northfield Drive, Rochester, MI
Wholesale Trade

Randy Meier

745 Barclay Circle # 300, Rochester, MI
Finance and Insurance

Hanson Tm Inc

3511 Landview Drive, Rochester, MI
Other Services (except Public Administration)

Forward Vision

222 South Main St, Rochester, MI
Professional, Scientific, and Technical Services

Jim Carmody Insurance

510 Cherry Blossom Lane, Rochester, MI
Finance and Insurance

Farmers Insurance

530 Pine St # 1, Rochester, MI
Finance and Insurance

The G-M Underwriters Agency Inc

1214 North Main St, Rochester, MI
Finance and Insurance

Bruce T James Sales

PO Box 70752, Rochester, MI


Find Car Insurance Services in Rochester

Auto insurance providers in Rochester may offer:

  • State minimum liability-only policies

  • Full coverage auto insurance (collision + comprehensive)

  • High-risk or SR-22 coverage

  • Insurance for teen and student drivers

  • Pay-per-mile and usage-based policies

  • Uninsured/underinsured motorist coverage

  • Auto insurance for rideshare or delivery drivers

  • Commercial fleet insurance

  • Multi-car or bundle policy discounts


Understanding Auto Insurance Options

Liability-Only Car Insurance

This type of insurance meets state minimum requirements and typically covers bodily injury and property damage to others when you're at fault.

Often searched as:
“Minimum coverage auto insurance in Rochester”
“Cheap liability car insurance MI”


Full Coverage Auto Insurance

Full coverage includes liability, collision, and comprehensive coverage. It’s ideal for leased or financed vehicles and offers protection against theft, vandalism, and natural disasters.

Related searches:
“Full coverage auto insurance near me”
“Cheap full coverage insurance in 48307”


SR-22 and High-Risk Insurance

If you're a high-risk driver due to a DUI, suspended license, or lapse in coverage, you may need an insurer that offers SR-22 insurance filing.

Common user queries:
“SR-22 insurance providers in Rochester”
“Car insurance after DUI in MI”


Teen, Student & New Driver Insurance

Many insurance companies offer policies for first-time drivers, with potential discounts for students with good grades or completion of driver’s education courses.

Popular terms:
“Teen driver car insurance Rochester”
“Best auto insurance for students near me”


Insurance for Rideshare & Delivery Drivers

If you drive for Uber, Lyft, DoorDash, or Instacart, you may need special coverage that bridges the gap between personal and commercial auto insurance.

Matched searches:
“Uber driver car insurance Rochester”
“Delivery insurance coverage in MI”


Factors That Affect Auto Insurance Rates in Rochester

Rates for car insurance can vary widely, even within the same ZIP code. Key influencing factors include:

  • Driving history (accidents, tickets, DUIs)

  • Credit score (where applicable)

  • Age, gender, marital status

  • Vehicle type, usage, and mileage

  • Local accident and theft statistics

  • Prior insurance claims or coverage gaps

Using this directory helps you compare multiple providers to find the best combination of cost and coverage.


Why Use This Auto Insurance Directory for Rochester, MI?

  • Neutral & Unbiased Listings: We do not endorse any company listed here.

  • Search-Optimized Layout: Built to match real search intent from Google users.

  • Local Coverage: Tailored for residents in Rochester, MI and nearby ZIP codes.

  • User Friendly: Browse options without login, sign-up, or sharing personal details.


Frequently Asked Questions (FAQ)

What is the cheapest auto insurance in Rochester?

There’s no one-size-fits-all answer, as prices vary based on your record, vehicle, and other factors. Use this directory to compare quotes from multiple providers to find the best rate.

Can I get auto insurance with no down payment in Rochester, MI?

Some companies offer no-down-payment car insurance, although it often depends on credit, driving history, and insurer policy.

Who offers the best SR-22 insurance in MI?

Several insurers offer SR-22 filings, especially those that specialize in non-standard or high-risk auto insurance. Always confirm directly with the provider.

How do I get car insurance quotes in Rochester?

Use this directory to locate nearby providers and request free quotes. Many offer online, phone, or in-person assistance.

What if I need auto insurance for multiple cars?

Many insurers offer multi-vehicle discounts. Look for local agents who can help bundle policies for better rates.


Start Comparing Auto Insurance in Rochester, MI

Whether you're seeking budget-friendly liability insurance or comprehensive coverage for your new car, the local providers listed here can help. Request free quotes, ask about available discounts, and find a plan that fits your driving needs and budget.