Compare Auto Insurance Providers in Lake Havasu City, AZ 86406

If you're searching for auto insurance in Lake Havasu City, AZ, you've come to the right place. This local directory helps residents and drivers in the area find nearby providers offering a wide range of car insurance options — from basic liability coverage to full coverage policies and SR-22 high-risk filings.

This guide lists both local agents and national insurance carriers who provide car insurance services in 86406 and the surrounding areas.


Best Auto Insurance Services in Lake Havasu City

Finding affordable and dependable car insurance in {City} is easier with the right provider. Based on customer satisfaction, claims handling, and coverage options, these are the best auto insurance companies serving drivers in {City}.

Transnation Title Insurance Company

490 Lake Havasu Avenue South # 100, Lake Havasu City, AZ
Finance and Insurance

Nfp Property & Casualty Service

2250 Mcculloch Boulevard North # A, Lake Havasu City, AZ
Finance and Insurance

Anderson Toyota Scion

6510 Showplace Avenue, Lake Havasu City, AZ
Retail Trade

CONTRACTORS INSURANCE SPECIALISTS LLC

PO BOX 2880, Lake Havasu City, AZ

Magnacoach

514 Paso De Oro Drive, Lake Havasu City, AZ
Retail Trade

River Rat Motor Sports

1680 Acoma Boulevard West, Lake Havasu City, AZ
Arts, Entertainment, and Recreation

Synfast Oil Change

1699 Mesquite Avenue, Lake Havasu City, AZ
Other Services (except Public Administration)

Citywide Insurance

490 Lake Havasu Avenue South # 104, Lake Havasu City, AZ
Finance and Insurance

Ava Scheller Insurance Agency

2156 Mcculloch Boulevard North 4a, Lake Havasu City, AZ
Finance and Insurance

Chuck's Performance Off Road

2020 Holly Avenue, Lake Havasu City, AZ
Retail Trade

Nygren John

430 El Camino Way, Lake Havasu City, AZ
Finance and Insurance

Sean Studler Transportation LLC

, Lake Havasu City, AZ

Alexander Insurance Service

3560 Challenger Drive # 108, Lake Havasu City, AZ
Finance and Insurance

Insta-Clean Inc

955 Kiowa Avenue # East, Lake Havasu City, AZ
Manufacturing

Jr Motors

1620 Countryshire Avenue, Lake Havasu City, AZ
Retail Trade

American Family Insurance

2150 Mcculloch Boulevard North # 102, Lake Havasu City, AZ
Finance and Insurance

Big O Gardening And Lands

1204 Park Terrace Court, Lake Havasu City, AZ
Retail Trade

Kendi A Schembri Insurance

2457 Baron Drive, Lake Havasu City, AZ
Finance and Insurance

Over The Hill Gang Havasu

, Lake Havasu City, AZ
Administrative and Support and Waste Management and Remediation Services

Abc-Lapre Scali & CO Insurance

2250 Mcculloch Boulevard North # A, Lake Havasu City, AZ
Finance and Insurance

Dennis Fritz Agency

1845 Mcculloch Boulevard North # A6, Lake Havasu City, AZ
Finance and Insurance

Nfp Insurance

2250 Mcculloch Boulevard North # A, Lake Havasu City, AZ
Finance and Insurance

Ratcliff Jennifer

60 Acoma Boulevard South # B102, Lake Havasu City, AZ
Finance and Insurance

Scholz & Fisher Insurance Svcs

3511 Enduro Drive, Lake Havasu City, AZ
Finance and Insurance

Arizona Accessories Plus

1673 Industrial Boulevard, Lake Havasu City, AZ
Wholesale Trade


Find Car Insurance Services in Lake Havasu City

Auto insurance providers in Lake Havasu City may offer:

  • State minimum liability-only policies

  • Full coverage auto insurance (collision + comprehensive)

  • High-risk or SR-22 coverage

  • Insurance for teen and student drivers

  • Pay-per-mile and usage-based policies

  • Uninsured/underinsured motorist coverage

  • Auto insurance for rideshare or delivery drivers

  • Commercial fleet insurance

  • Multi-car or bundle policy discounts


Understanding Auto Insurance Options

Liability-Only Car Insurance

This type of insurance meets state minimum requirements and typically covers bodily injury and property damage to others when you're at fault.

Often searched as:
“Minimum coverage auto insurance in Lake Havasu City”
“Cheap liability car insurance AZ”


Full Coverage Auto Insurance

Full coverage includes liability, collision, and comprehensive coverage. It’s ideal for leased or financed vehicles and offers protection against theft, vandalism, and natural disasters.

Related searches:
“Full coverage auto insurance near me”
“Cheap full coverage insurance in 86406”


SR-22 and High-Risk Insurance

If you're a high-risk driver due to a DUI, suspended license, or lapse in coverage, you may need an insurer that offers SR-22 insurance filing.

Common user queries:
“SR-22 insurance providers in Lake Havasu City”
“Car insurance after DUI in AZ”


Teen, Student & New Driver Insurance

Many insurance companies offer policies for first-time drivers, with potential discounts for students with good grades or completion of driver’s education courses.

Popular terms:
“Teen driver car insurance Lake Havasu City”
“Best auto insurance for students near me”


Insurance for Rideshare & Delivery Drivers

If you drive for Uber, Lyft, DoorDash, or Instacart, you may need special coverage that bridges the gap between personal and commercial auto insurance.

Matched searches:
“Uber driver car insurance Lake Havasu City”
“Delivery insurance coverage in AZ”


Factors That Affect Auto Insurance Rates in Lake Havasu City

Rates for car insurance can vary widely, even within the same ZIP code. Key influencing factors include:

  • Driving history (accidents, tickets, DUIs)

  • Credit score (where applicable)

  • Age, gender, marital status

  • Vehicle type, usage, and mileage

  • Local accident and theft statistics

  • Prior insurance claims or coverage gaps

Using this directory helps you compare multiple providers to find the best combination of cost and coverage.


Why Use This Auto Insurance Directory for Lake Havasu City, AZ?

  • Neutral & Unbiased Listings: We do not endorse any company listed here.

  • Search-Optimized Layout: Built to match real search intent from Google users.

  • Local Coverage: Tailored for residents in Lake Havasu City, AZ and nearby ZIP codes.

  • User Friendly: Browse options without login, sign-up, or sharing personal details.


Frequently Asked Questions (FAQ)

What is the cheapest auto insurance in Lake Havasu City?

There’s no one-size-fits-all answer, as prices vary based on your record, vehicle, and other factors. Use this directory to compare quotes from multiple providers to find the best rate.

Can I get auto insurance with no down payment in Lake Havasu City, AZ?

Some companies offer no-down-payment car insurance, although it often depends on credit, driving history, and insurer policy.

Who offers the best SR-22 insurance in AZ?

Several insurers offer SR-22 filings, especially those that specialize in non-standard or high-risk auto insurance. Always confirm directly with the provider.

How do I get car insurance quotes in Lake Havasu City?

Use this directory to locate nearby providers and request free quotes. Many offer online, phone, or in-person assistance.

What if I need auto insurance for multiple cars?

Many insurers offer multi-vehicle discounts. Look for local agents who can help bundle policies for better rates.


Start Comparing Auto Insurance in Lake Havasu City, AZ

Whether you're seeking budget-friendly liability insurance or comprehensive coverage for your new car, the local providers listed here can help. Request free quotes, ask about available discounts, and find a plan that fits your driving needs and budget.